Worried about money? Always short on cash? Living on credit? Here are some tips on how you can take action to earn extra income.

If you like the idea of working from home, there are some freelance jobs that allow you to do that. You can choose jobs that work with your current schedule and talents. For example, you can do part-time work writing, typing or proofreading. One good resource you can visit to search for freelance work is at this website www.elance.com.

Use Your Creativity to Earn Money

Think about how you can use your unique skills to create an opportunity to earn extra income. For example, if you love animals, try offering to do pet-sitting for someone else for a fee plus mileage to pay for your gas. Use your talents and what you love to do. The possibilities are endless.

Use a Consignment Shop to Sell Things

Chances are there are several consignment shops in your area. Visit each one or ask friends or neighbors for a recommendation. The quality of stores can vary greatly, and you want to be sure you’re using a reputable shop. Find out if you need to schedule an appointment. Ask what percentage you will earn on each sale how you get paid. Ask what their standards are in regards to the quality and condition of items.

Become a Mystery Shopper

Mystery shoppers call or visit businesses posing as ordinary customers and provide written reports that evaluate their experience. A wide variety of businesses use mystery shopping; department stores, restaurants, hotels, entertainment and travel providers and many more. Assignments can be as basic as sitting in the parking lot of a fast food restaurant for 20 minutes to document drive-thru service times to taking an all-expense-paid trip to a resort for 2 weeks to document your daily service experiences.

Legitimate mystery shopping companies never charge you a fee to be a shopper. Training and shopping opportunities are provided free to registered shoppers. Payment varies, and many shoppers use this as a second income source or as a way to obtain fully reimbursed meals, products, and services.

Do an internet search for “Mystery Shopping Jobs” or “mystery shopping message boards.” Most companies provide a simple online form that takes only a few minutes to complete. Most shopping opportunities are first-come, first-served, so provide the company with an email address that you check regularly, and a phone number where you can be easily reached.

Mystery shopping may not become your next career, but it will provide you with some extra income, free goods, and maybe even a few adventures along the way! Other part-time jobs can be found on the internet at http://jobsearch.about.com

Save Money On Groceries

There is a new web site that allows consumers to find local grocery deals – www.mygrocerydeals.com – where you can search by food category, by store or by product. Saving money on something we all buy on a regular basis can really help make the budget stretch a lot further.

Sandra Simmons, President of Money Management Solutions, Inc. specializes in helping people manage their money to achieve their money management goals, so be sure to claim your FREE Debt Reduction Solutions Guide