<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Money Management Software Blog &#187; budget</title>
	<atom:link href="http://moneymgmtsolutions.com/blog/money%20management,%20money%20software/budget/feed/" rel="self" type="application/rss+xml" />
	<link>http://moneymgmtsolutions.com/blog</link>
	<description>Money Management Solutions - The Cash Flow Managing System</description>
	<lastBuildDate>Thu, 02 Feb 2012 20:02:41 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3</generator>
		<item>
		<title>This Money Management Software Doesn’t Work &#8211; Or Does It?</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/this-money-management-software-doesn%e2%80%99t-work-or-does-it/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/this-money-management-software-doesn%e2%80%99t-work-or-does-it/#comments</comments>
		<pubDate>Fri, 29 Oct 2010 02:22:50 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business Money Management]]></category>
		<category><![CDATA[Business Software]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[income planning target]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[Money Manangement]]></category>
		<category><![CDATA[Sandra Simmons]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[Ways to use your money]]></category>
		<category><![CDATA[wealth building]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=1382</guid>
		<description><![CDATA[The following is a transcript of a telephone conversation with Sandra Simmons, President of Money Management Solutions and creator of the Money Management Solutions software system… Sandra: Hi [name withheld] how can I help you? Business Owner: Your business money management software doesn’t work for my business. Sandra: What do you mean exactly when you say it doesn’t work for your business? Business Owner: Well, for one thing, what good is going to all the trouble to fill out the budget? I already know how much money I’m spending. Sandra: The budget module isn’t meant to tell you how much you’re spending. It’s designed to tell you how much you should be making. Business Owner: What? Sandra: And just making break even isn’t good enough, you have to budget to do better than break even. Business Owner: Huh? Sandra: Have you built your budget in the Money Management Solutions software? [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/this-money-management-software-doesn%e2%80%99t-work-or-does-it/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Money Management: Budgeting Software Is a Misunderstood Concept</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-budgeting-software/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-budgeting-software/#comments</comments>
		<pubDate>Thu, 25 Sep 2008 00:05:32 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Business Software]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[accounting software]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[budgeting software]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Microsoft Money]]></category>
		<category><![CDATA[Quicken]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-bugeting-software/</guid>
		<description><![CDATA[I find I cannot withhold my comments any longer on this topic of budgeting software. I see too many articles that pretend to be about budgeting software when the author knows nothing about what the word budget actually means. I don’t like it when incorrect information is served up to the public. Here are some examples of what I find offensive: A recent article posted on the internet states that “Budgeting software is a computer program that creates a profit or loss plan from data entered into the software. Some of the data to be entered may include earnings and expenditures.” Sorry, but that is NOT budgeting software, that is accounting software. The correct definition of the word BUDGET is: the amount of money it takes for the organization or household to function, and to attain its goals. Here’s the good news: living on a budget does not mean you [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-budgeting-software/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money Management: What Is The Price of Financial Freedom</title>
		<link>http://moneymgmtsolutions.com/blog/financial-freedom/financial-freedom/</link>
		<comments>http://moneymgmtsolutions.com/blog/financial-freedom/financial-freedom/#comments</comments>
		<pubDate>Wed, 17 Sep 2008 17:55:37 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[congress]]></category>
		<category><![CDATA[constitution]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[healthcare]]></category>
		<category><![CDATA[John McCain]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[President]]></category>
		<category><![CDATA[Presidential Campaign]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/financial-freedom/financial-freedom/</guid>
		<description><![CDATA[While the media is spinning story after story about the Presidential Campaigns, and Obama and McCain are chanting “Change, Change, Change,” I am asking “How, How, How are you going to do that?” First, and most obvious, there is no power vested in the power of the President to enact law. That power is fully invested in the power of the Congress according to our Constitution. Let me repeat that. The Constitution does not empower the President to make law. Executive Orders issued by the President that bind the entire nation are illicit because, as noted above, “All legislative powers” are possessed by Congress. An Executive Order that binds only the employees of the federal government (such as granting a holiday) is proper because the President should be considered to be the holder of power much like that possessed by the CEO of a company. But the entire nation is [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/financial-freedom/financial-freedom/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>10 Mistakes People Make With Their Money</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/10mistakes/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/10mistakes/#comments</comments>
		<pubDate>Tue, 05 Aug 2008 13:01:24 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[cash is king]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[savings plan]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/10mistakes/</guid>
		<description><![CDATA[If these actions weren’t so downright dangerous, they might be humorous. Are you making these mistakes with your hard-earned cash? 1. They never figure out how much money they actually need each week to do better than just pay their bills. They don’t have a budget set up. The correct definition of a BUDGET is: the calculation of the amount of money needed for an area [organization or household] to function and achieve its purpose. If you are satisfied to just  pay your bills, and you don’t pay yourself first into some type of savings plan, you will make other people wealthy and you will stay poor. Every supplier you pay is in business to make a profit. You should run your business and your household the same way: like a business that is expected to make a profit. The income target must include a profit or the enterprise will [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/debt-handling/10mistakes/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Money Management &#8211; How To Earn Extra Money</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/how-to-earn-extra-money/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/how-to-earn-extra-money/#comments</comments>
		<pubDate>Fri, 15 Feb 2008 19:36:05 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[consignment shop]]></category>
		<category><![CDATA[earn money]]></category>
		<category><![CDATA[extra income]]></category>
		<category><![CDATA[extra money]]></category>
		<category><![CDATA[grocery deals]]></category>
		<category><![CDATA[mystery shopper]]></category>
		<category><![CDATA[part ime job]]></category>
		<category><![CDATA[work from home]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/how-to-earn-extra-money/</guid>
		<description><![CDATA[Worried about money? Always short on cash? Living on credit? Here are some tips on how you can take action to earn extra income. If you like the idea of working from home, there are some freelance jobs that allow you to do that. You can choose jobs that work with your current schedule and talents. For example, you can do part-time work writing, typing or proofreading. One good resource you can visit to search for freelance work is at this website www.elance.com. Use Your Creativity to Earn Money Think about how you can use your unique skills to create an opportunity to earn extra income. For example, if you love animals, try offering to do pet-sitting for someone else for a fee plus mileage to pay for your gas. Use your talents and what you love to do. The possibilities are endless. Use a Consignment Shop to Sell Things [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/debt-handling/how-to-earn-extra-money/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>BUDGET Is Not A Four Letter Word</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/budget-is-not-a-four-letter-word/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/budget-is-not-a-four-letter-word/#comments</comments>
		<pubDate>Mon, 24 Dec 2007 23:20:28 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[company]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[millionaire]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Ways to use your money]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/budget-is-not-a-four-letter-word/</guid>
		<description><![CDATA[Want some really good News? Running your business on a budget does not entail cutting back on the quality of the things you buy or denying your company anything it needs to operate. What it does mean, is that you have to figure out how to make enough money to afford the items your company has to have and to keep your spending within the limits of your income.]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/budget-is-not-a-four-letter-word/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Gaining Financial Freedom (Part 2) The Missing Ingredient</title>
		<link>http://moneymgmtsolutions.com/blog/building-wealth/gaining-financial-freedom-part-2-the-missing-ingredient/</link>
		<comments>http://moneymgmtsolutions.com/blog/building-wealth/gaining-financial-freedom-part-2-the-missing-ingredient/#comments</comments>
		<pubDate>Fri, 29 Dec 2006 14:57:12 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[income planning target]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=6</guid>
		<description><![CDATA[Your resources to fund your financial freedom are disappearing minute by minute. FACT: You spend a portion of our income every minute of every day. Even when you are at home sleeping, you are spending on the office  and the utilities to make that office comfortable. If we have debt, then we are spending on one more minute of interest to carry that debt. The question then becomes “How much income do you REALLY need”? Finding the EXACT answer to that question is the missing ingredient to achieving your financial freedom. UNDER-estimating the amount of cash flow you need can be fatal to achieving your financial freedom goals. It’s easy to forget the small bits of money that constantly leave your hands and is never added up. A mis-estimation of how much you need to make is the amount that usually ends up on credit cards or lines of credit [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/building-wealth/gaining-financial-freedom-part-2-the-missing-ingredient/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

