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	<title>Money Management Software Blog &#187; credit cards</title>
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	<description>Money Management Solutions - The Cash Flow Managing System</description>
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		<title>Top 7 Money Management Mistakes That Guarantee You Will Be Broke</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/money-management-mistakes/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/money-management-mistakes/#comments</comments>
		<pubDate>Tue, 11 Nov 2008 16:30:36 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[business finance]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[Credit Crisis]]></category>
		<category><![CDATA[Financial Planning]]></category>
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		<category><![CDATA[U.S. Economy]]></category>

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		<description><![CDATA[  So you want to be broke and stay in the economic trap? Here are the top 7 Money Management Mistakes you can make to insure you have NO MONEY and are living in poverty. Money Management Mistake #1. Spend every dime you make and deny yourself nothing; buy stuff whether you need it or not. Money Management Mistake #2. If you have any money in the bank or room on your credit cards, go out and spend it. Don’t worry about emergencies that may come up. When they do, borrow more money to handle it. Money Management Mistake #3. Work to make just enough money to barely pay your bills and be sure to spend your free time out spending money. Don’t stress over the yearly increase in the cost of living. Money Management Mistake #4. Use your credit cards to pay for essential items like gas and groceries, [...]]]></description>
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		<title>Are You a Gratification Groupie Or A Genius?</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/money-management/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/money-management/#comments</comments>
		<pubDate>Wed, 02 Apr 2008 13:52:08 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[millionaire]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[retirement savings plan]]></category>

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		<description><![CDATA[There is only one thing that separates you from the people who have the money you wish you had. It is not talent, skill, the things you own or the connections you have. It is the MINDSET. What do I mean about mindset? The way you use money immediately tells me if you are a Gratification Groupie or a Genius. Here is how I define those terms. Gratification Groupie – Overspending is a habit and money runs through your hands as fast as it arrives buying ‘stuff’ that you want but do not actually need. You think it is important to impress others with the material things you own. You follow the crowd and do what they do – shop, shop, shop, spend, spend, spend. You may give the appearance of having money, but you are drowning in debt that you cannot pay off. You look for ways to spend [...]]]></description>
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		<title>Money Management &#8211; Top 7 Actions to Guarantee You Will Be Broke</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/top-7-actions-to-guarantee-you-will-be-broke/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/top-7-actions-to-guarantee-you-will-be-broke/#comments</comments>
		<pubDate>Wed, 05 Mar 2008 03:31:26 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[broke]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[economic trap]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[money problems]]></category>
		<category><![CDATA[poverty]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[social security]]></category>

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		<description><![CDATA[So you want to be broke, have no money,  and stay in the economic trap? Here are the top 7 actions you can take to insure you have NO MONEY and are living in poverty. 1. Spend every dime you make and deny yourself nothing; buy stuff whether you need it or not. 2. If you have any money in the bank or room on your credit cards, go out and spend it. Don’t worry about emergencies that may come up. When they do, borrow more money to handle it. 3. Work to make just enough money to barely pay your bills and be sure to spend your free time out spending money. Don’t stress over the yearly increase in the cost of living. 4. Use your credit cards to pay for essential items like gas and groceries, and to do impulse shopping for things you want but don’t need. [...]]]></description>
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		<title>A Do-It-Yourself Debt Consolidation Program</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/do-it-yourself-debt-consolidation/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/do-it-yourself-debt-consolidation/#comments</comments>
		<pubDate>Wed, 04 Jul 2007 03:22:49 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business Money Management]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[business money management]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[profits]]></category>

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		<description><![CDATA[Need a debt consolidation program? You are not alone. Here are 5 tips on reducing debt that you can do right now. Debt Consolidation Step 1 – Knock Off Using Credit If you haven’t done this one, then this is the place to start. Put the credit cards and line-of-credit checks under lock and key, and operate as if you don’t have them at all. Figure out how to make more income and pay cash instead. This is the single most effective action you can take to start your debt consolidation program. Debt Consolidation Step 2 – Never Commit to Spending More Than Your Income When you pay for an item with credit because you don’t have the cash, you are committing your future income to pay the credit company. Then you experience economic slavery. Ask yourself if you just want the item or if you really need it to increase [...]]]></description>
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