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	<title>Money Management Software Blog &#187; Credit</title>
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	<description>Money Management Solutions - The Cash Flow Managing System</description>
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		<title>Tax Relief from Mortgage and Credit Debt Settlement</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/tax-relief-from-mortgage-and-credit-debt-settlement/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/tax-relief-from-mortgage-and-credit-debt-settlement/#comments</comments>
		<pubDate>Sun, 03 Jan 2010 21:38:38 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[credit debt]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[Income Tax]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[tax relief]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=886</guid>
		<description><![CDATA[You can apply for income tax relief for up to $2 million (or $1 million if married and filing separately) in debt that is cancelled, or forgiven, by your mortgage lender on your primary residence. The law has been extended through 2012 under the Emergency Economic Stabilization Act. If you have lost your home through foreclosure or have restructured your mortgage loan, you may qualify for this tax relief under the extended tax law called the Mortgage Forgiveness Debt Relief Act of 2007. The claim can be made by using IRS Form 982. There are two qualifying factors that must be met on the mortgage debt exclusion: 1) it must be your primary home, and 2) the debt must have been used to buy, build, or make substantial improvements to the residence to which the mortgage applies. Certain business or farm property may also qualify for tax-free treatment, so check with [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/debt-handling/tax-relief-from-mortgage-and-credit-debt-settlement/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>7 Smart Money Management Tips for Safe Shopping</title>
		<link>http://moneymgmtsolutions.com/blog/financial-management/7-smart-money-management-tips-for-safe-shopping/</link>
		<comments>http://moneymgmtsolutions.com/blog/financial-management/7-smart-money-management-tips-for-safe-shopping/#comments</comments>
		<pubDate>Tue, 22 Dec 2009 14:40:07 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[debit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[online shopping]]></category>
		<category><![CDATA[shopping online]]></category>
		<category><![CDATA[tips]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=879</guid>
		<description><![CDATA[Safe shopping tips that follow good money management principles.]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/financial-management/7-smart-money-management-tips-for-safe-shopping/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Money Management Solutions Releases Business Cash Flow Management Software In Russia</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-solutions-releases-business-cash-flow-management-software-in-russia/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-solutions-releases-business-cash-flow-management-software-in-russia/#comments</comments>
		<pubDate>Thu, 18 Jun 2009 00:13:45 +0000</pubDate>
		<dc:creator>Brian</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Business Software]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[financial consulting]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[cash flow management software]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[national debt]]></category>
		<category><![CDATA[Russia]]></category>
		<category><![CDATA[Sandra Simmons]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=752</guid>
		<description><![CDATA[Tampa, Florida, 2009 – Money Management Solutions, Inc. is pleased to announce the release of the new Russian language version of its popular business cash flow management software in Russia. The software, created by Sandra Simmons, President and Founder of Money Management Solutions, Inc. is designed to help millions of Russian businesses with solvency and debt issues. The software will be made available through an independent distributor, Larissa Lobova, through her company in Moscow (www.moneysolutions.ru). ‘This is the first foreign language version of our English language software that is currently in use by business owners in 21 countries around the world,’ Ms. Simmons said.  ‘We plan to make the Money Management Solutions software and training course available in several other languages in the very near future. The recent worldwide economic crisis has caused financial problems for businesses worldwide. The sooner we can make our cash flow management software available to [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-solutions-releases-business-cash-flow-management-software-in-russia/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>The Credit Crisis — A Harsh Money Management Lesson For Business</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/credit-crisis-money-management/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/credit-crisis-money-management/#comments</comments>
		<pubDate>Thu, 21 May 2009 03:48:59 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[great depression]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[Sandra Simmons]]></category>
		<category><![CDATA[software]]></category>
		<category><![CDATA[Wall Street]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=738</guid>
		<description><![CDATA[The following is an interview with Sandra Simmons, Founder and President of Money Management Solutions Inc. on the state of  business money management in the United States. The current economic crisis should serve as a harsh money management lesson to all of us. Every economy, whether large or small, be it a large corporation or the household income, will always be at risk to the degree that it relies upon credit for its survival. It is not that credit is inherently evil or bad; rather, credit and living beyond one&#8217;s means is a tempting financial seductress which will always threaten to wreck our financial ships upon hidden fiscal shoals. The problem with credit is risk. Whenever you take out a loan, use a line of credit, or even use a credit card, you are taking a financial risk to some degree. That risk is that you will have enough money [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/credit-crisis-money-management/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money Management Solutions, Inc. presents a one-day seminar</title>
		<link>http://moneymgmtsolutions.com/blog/seminars/money-management-solutions-inc-presents-a-one-day-seminar/</link>
		<comments>http://moneymgmtsolutions.com/blog/seminars/money-management-solutions-inc-presents-a-one-day-seminar/#comments</comments>
		<pubDate>Thu, 06 Nov 2008 19:38:06 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Seminars]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[great depression]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[stock market]]></category>
		<category><![CDATA[U.S. Economy]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/debt-consolidation/money-management-solutions-inc-presents-a-one-day-seminar/</guid>
		<description><![CDATA[Money Management Solutions, Inc. presents a one-day seminar How To Create Profits and Build Wealth In A Down Economy With nationally recognized financial and money management expert Sandra Simmons Attend this seminar, and find out how to increase your income, and manage your cash flow to pay the bills, pay off debt, and get money into your savings account every week to build wealth. Testimonials Wow, this was an eye-opener! I’m doing everything wrong! I own two businesses and miraculously have survived but owe a lot on credit cards. I know I can be successful on this program and save myself hours of planning and organization! A.M. ******************** Finances have been a troublesome area of my life forever – whether I had plenty of money or not, I felt anxiety about money. Now I know that I have a workable tool to get me out of it! A.T. *********************** This is exactly what I [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/seminars/money-management-solutions-inc-presents-a-one-day-seminar/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money Management and the Next Great Depression – How to Protect Yourself</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/money-management-and-the-next-great-depression-how-to-protect-yourself/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/money-management-and-the-next-great-depression-how-to-protect-yourself/#comments</comments>
		<pubDate>Tue, 23 Sep 2008 19:25:07 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[great depression]]></category>
		<category><![CDATA[stock market]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/debt-consolidation/money-management-and-the-next-great-depression-%e2%80%93-how-to-protect-yourself/</guid>
		<description><![CDATA[  Despite the ongoing efforts to save the U.S. Economy from disaster, the financial road ahead is going to be difficult for the vast majority of us. Instead of going into desperation and despair, however, one financial expert says there is much that can be done to protect yourself and contribute to an economic turnaround. A short time has passed, and the only thing certain about the U.S. Economy as of this writing is that there is still a lot of financial uncertainty. This is being reflected in yet another big drop in the Dow Jones for the first day of trading. Commentators, Financial experts, and some of the smartest economic thinkers in the world still do not have a guaranteed fix for what is going on. As confidence plays a very large part in economic growth and stability, the lack of it could easily lead to despair and desperation. But [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/debt-handling/money-management-and-the-next-great-depression-how-to-protect-yourself/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Dentists And Healthcare Professionals Can Get Ample Working Capital Through Invoice Factoring</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/dental-invoice-funding-factoring/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/dental-invoice-funding-factoring/#comments</comments>
		<pubDate>Wed, 20 Aug 2008 00:42:09 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Factoring]]></category>
		<category><![CDATA[Healthcare Industry]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[accounts receivable]]></category>
		<category><![CDATA[accounts receivable factoring]]></category>
		<category><![CDATA[business loans]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Dentists]]></category>
		<category><![CDATA[doctors]]></category>
		<category><![CDATA[health care professionals]]></category>
		<category><![CDATA[invoice factoring]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/dental-invoice-funding-factoring/</guid>
		<description><![CDATA[Are you a dental professional or healthcare provider in need of working capital? The simple solution could be invoice factoring. Until recently, individual doctors, dentists and physician groups could easily go to their local bank and get all the working capital they needed.  But, while banks still loan money for that purpose, getting a loan or line of credit can be an uphill battle. The ‘credit crunch’ has caused a major tightening in underwriting parameters at banks nationwide.  banks typically require a minimum credit score of 685, the practice must have a track record of profitability, and start-ups are excluded. Businesses who would have easily qualified for a line of credit six months ago are getting turned down. The main problems with a bank loan are: it creates debt on which you pay long term interest at high rates, a low credit score locks you out of qualifying, and it [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/dental-invoice-funding-factoring/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Protect Yourself In An Economic Crisis &#8211; Business Money Management Help</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/economic-crisis-how-to-protect-yourself/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/economic-crisis-how-to-protect-yourself/#comments</comments>
		<pubDate>Thu, 30 Aug 2007 03:34:23 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business Money Management]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[business money management]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[dollar]]></category>
		<category><![CDATA[economics]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[savings account]]></category>
		<category><![CDATA[The Great Depression]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/in-an-economic-crisis-how-to-protect-your-family/</guid>
		<description><![CDATA[Does the current economic crisis have you worried from a business money management standpoint? Are you wondering how to achieve financial security so you can protect yourself and your family from the coming financial crash? Here is what you need to know. The first thing you need to understand is what the word economics means in terms of thinking about your business, and how you can use what it means to your financial advantage. Forget what the media says about economics when they talk about the roller coaster ride of the stock market, supply and demand, inflation, banking industry mortgage defaults and the unemployment rate. Those are ‘economic characteristics’ that measure an area much larger than you can control. What you can control is your own busines and household economics. The definition of economics I am using is the original one; meaning “the art or science of managing a household [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/economic-crisis-how-to-protect-yourself/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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