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	<title>Money Management Software Blog &#187; debt reduction</title>
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	<description>Money Management Solutions - The Cash Flow Managing System</description>
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		<title>Money Management &#8211; The Ugly Truth About Tax Extensions</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/money-management-the-ugly-truth-about-tax-extensions/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/money-management-the-ugly-truth-about-tax-extensions/#comments</comments>
		<pubDate>Tue, 14 Apr 2009 14:45:30 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt reduction]]></category>
		<category><![CDATA[Income Tax]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[tax deadline]]></category>
		<category><![CDATA[tax extension]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=579</guid>
		<description><![CDATA[Many taxpayers who owe taxes believe tax extensions protect them, but they are only partially right. Do you know the rules and deadlines for filing corporate and personal tax extensions? For companies it is March 15 and for personal tax returns it is April 15. Here’s the ugly truth about tax extensions, but first if you need to file one, do it before midnight on the deadline by using Form 7004 for a company that you can get here: http://www.irs.gov/pub/irs-pdf/f7004.pdf or Form 4868 for personal extensions that you can get here: http://www.irs.gov/pub/irs-pdf/f4868.pdf Penalty for not filing tax returns on time The IRS is much worse than any credit card company, charging a 5% PER MONTH penalty up to 25% of what you owe for late filing that compounds DAILY. That’s a whopping 60% per year, even if you did file an extension! Interest charges for late filing of tax returns [...]]]></description>
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		<title>Credit Card Rules Small Business And Money Management</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/credit-card-rules-business-money-management/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/credit-card-rules-business-money-management/#comments</comments>
		<pubDate>Mon, 29 Dec 2008 03:18:43 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[credit card rules]]></category>
		<category><![CDATA[debt reduction]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[economic depression]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/debt-consolidation/credit-card-rules-small-business-money-management/</guid>
		<description><![CDATA[Small businesses that have money management and debt problems are anxiously waiting for the new credit card rules to go into effect in July 2010. But the majority of business owners need immediate debt relief. While the new rules will help, for some it will be too little, too late. The main problem with using credit to finance your business is that it is a big risk. That risk, of course, is you are promising your future production to pay back that financial obligation in full and in a timely manner. There is really nothing wrong with using credit as long as there is virtually no risk involved in paying the money back. There is a lot wrong with being over your head in debt and being handcuffed to the credit cards. This is risky in the extreme, because with just one or two bad months, the house built on [...]]]></description>
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		<title>Debt Reduction – A How-To Program</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/debt-reduction-a-how-to-program/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/debt-reduction-a-how-to-program/#comments</comments>
		<pubDate>Mon, 24 Dec 2007 02:57:53 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit debt]]></category>
		<category><![CDATA[debt reduction]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[money]]></category>

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		<description><![CDATA[Do you need some debt relief? You are not alone. Here are 5 tips on reducing debt that you can do right now.]]></description>
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		<title>Understanding the Credit Card Trap</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/understanding-the-credit-card-trap/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/understanding-the-credit-card-trap/#comments</comments>
		<pubDate>Tue, 02 Jan 2007 02:50:57 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[debt reduction]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=10</guid>
		<description><![CDATA[Buying with a credit card is an alluring trap invented by our modern financial system. Buying something using a credit card is not bad, IF you have the income to pay the credit card balance in full when the statement arrives, plus all your other bills. But buying with a credit card because you don’t actually have the money, is simply committing your future earnings to the credit company under the threat of a bad credit rating. That is financial slavery. Buying with a credit card when you can&#8217;t pay is financial slavery Over the past few years, financial experts have helped a lot of people to get out of the credit card trap with debt reduction programs. Helping people do this is not looked on favorably by the credit companies; they lose all that profitable interest. They take counter measures to hook more people back in by offering 0% [...]]]></description>
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