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	<title>Money Management Software Blog &#187; income</title>
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	<link>http://moneymgmtsolutions.com/blog</link>
	<description>Money Management Solutions - The Cash Flow Managing System</description>
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		<title>How To Avoid An IRS Audit Of Your Business</title>
		<link>http://moneymgmtsolutions.com/blog/taxes/how-to-avoid-an-irs-audit-of-your-business/</link>
		<comments>http://moneymgmtsolutions.com/blog/taxes/how-to-avoid-an-irs-audit-of-your-business/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 19:56:48 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Taxes]]></category>
		<category><![CDATA[corporate tax]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[IRS audit]]></category>
		<category><![CDATA[schedule C]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[tax deductions]]></category>
		<category><![CDATA[Ways to use your money]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=1673</guid>
		<description><![CDATA[The best thing you can do for yourself is to understand the basics of accounting as it pertains to reporting on a tax return so you’ll be able to tell if your bookkeeper or accountant knows and understands both accounting and tax law.]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/taxes/how-to-avoid-an-irs-audit-of-your-business/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money Management Solutions &#8211; Who We Are</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-solutions-who-we-are/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-solutions-who-we-are/#comments</comments>
		<pubDate>Tue, 15 Nov 2011 16:32:12 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Audio Recordings]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Business Money Management]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[cash cow]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[coaching]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[Sandra Simmons]]></category>
		<category><![CDATA[Ways to use your money]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=1594</guid>
		<description><![CDATA[Money Management Solutions &#8211; Who We Are (Audio Recording)  Listen as Sandra Simmons, President and Founder of Money Management Solutions, Inc. discusses how the company helps business owners take control of their financial future instead of being controlled by the balance in their bank account. Transcript: I’m Sandra Simmons with Money Management Solutions. We provide practice owners with a cash flow management software system and coaching system that allows the business owner to easily take charge of their financial future rather than being controlled by the balance they have in their bank account. We help business owners correctly manage the cash and assets of their business to insure its survival, and train the business owner how to control the income and outgo of cash to move from just making a living to developing real wealth. In essence we help them develop into a cash cow company that makes more profit [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-solutions-who-we-are/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Business Money Management And Internet Advertising Is Like Shooting Hoops</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/business-money-management-and-internet-advertising-is-like-shooting-hoops/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/business-money-management-and-internet-advertising-is-like-shooting-hoops/#comments</comments>
		<pubDate>Mon, 08 Nov 2010 20:08:00 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business Money Management]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Sales]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[advertising]]></category>
		<category><![CDATA[business money management]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[internet advertising]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[promotion]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=1390</guid>
		<description><![CDATA[I really love helping business owners with their money management and internet advertising, so I spend the majority of my days sitting at my desk working on the computer and phone. It seems that the work never ends. There are hundreds of thousands of small business owners out there who need help on their finance lines. The sedentary working life isn’t good for my health, so Brian, my Chief Operating Officer and I like to get out and get some exercise. It makes us feel better and clears our heads; and that makes us more efficient when we are at our desks. Yesterday it was cold in Florida, so instead of going for a long walk outside, Brian wanted to go to the gym and shoot hoops on the basketball court instead. Okay, I was game for something new, so I decided I’d go along and learn to shoot hoops [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/business-money-management-and-internet-advertising-is-like-shooting-hoops/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<title>This Money Management Software Doesn’t Work &#8211; Or Does It?</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/this-money-management-software-doesn%e2%80%99t-work-or-does-it/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/this-money-management-software-doesn%e2%80%99t-work-or-does-it/#comments</comments>
		<pubDate>Fri, 29 Oct 2010 02:22:50 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business Money Management]]></category>
		<category><![CDATA[Business Software]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[income planning target]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[Money Manangement]]></category>
		<category><![CDATA[Sandra Simmons]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[Ways to use your money]]></category>
		<category><![CDATA[wealth building]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=1382</guid>
		<description><![CDATA[The following is a transcript of a telephone conversation with Sandra Simmons, President of Money Management Solutions and creator of the Money Management Solutions software system… Sandra: Hi [name withheld] how can I help you? Business Owner: Your business money management software doesn’t work for my business. Sandra: What do you mean exactly when you say it doesn’t work for your business? Business Owner: Well, for one thing, what good is going to all the trouble to fill out the budget? I already know how much money I’m spending. Sandra: The budget module isn’t meant to tell you how much you’re spending. It’s designed to tell you how much you should be making. Business Owner: What? Sandra: And just making break even isn’t good enough, you have to budget to do better than break even. Business Owner: Huh? Sandra: Have you built your budget in the Money Management Solutions software? [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/this-money-management-software-doesn%e2%80%99t-work-or-does-it/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<title>It’s Time To Set Financial Goals For The New Year</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/set-financial-goals-for-the-new-year/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/set-financial-goals-for-the-new-year/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 01:25:49 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[employee business]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[goals]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[net worth]]></category>
		<category><![CDATA[new year]]></category>
		<category><![CDATA[profits]]></category>
		<category><![CDATA[retirement savings plan]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=873</guid>
		<description><![CDATA[Many people set new goals for the New Year…losing weight…stopping smoking…cleaning out closets…but what about your financial goals? If you set your financial goals, business and personal, and get to work figuring out how to reach those goals, you can improve your financial condition. Make your goals realistic but make them a bit of a stretch too…after all the point is you need to be able to plan on how you are going to reach the goal. Don’t just pull a number out of thin air and then getting discouraged because there is no way you are going to make it. One way to start your plan is to work backwards, starting with what you want to achieve. Wealth can be measured by your net worth, so that is the place to start. Figure out what your personal net worth is right now by adding up the value of all [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/set-financial-goals-for-the-new-year/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
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		<title>Year-End Tax Planning—Strategies to Keep More of What You Make</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/year-end-tax-planning%e2%80%94strategies-to-keep-more-of-what-you-make/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/year-end-tax-planning%e2%80%94strategies-to-keep-more-of-what-you-make/#comments</comments>
		<pubDate>Mon, 09 Nov 2009 21:13:15 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[accountant]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Income Tax]]></category>
		<category><![CDATA[individual retirement account]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[retirement plan]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[tax planning]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=857</guid>
		<description><![CDATA[The tax planning clock is clicking away toward the end of the year.  Is your business ready to take advantage of the tax saving measures available to you? Tax planning is essential for business owners, and should be done on a quarterly basis. However, it&#8217;s not too late if you do it before mid-December. Here are some words of wisdom from financial planner, P. Christopher Music. Well, the year is coming to an end and many business owners are meeting with their accountants and tax advisors to figure out how to reduce that inevitable income tax burden coming in April.  Here are a few strategic ways to keep some more of that money at home. Business owners are often successful in earning some money beyond the expenses of acquiring it—in short, profit.  The only problem is, the profit is taxed.  So, we work with our tax advisors to lower this [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/year-end-tax-planning%e2%80%94strategies-to-keep-more-of-what-you-make/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
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		<title>How Your Profit &amp; Loss Statement Can Help You Increase Sales</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/how-your-profit-loss-statement-can-help-you-increase-sales/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/how-your-profit-loss-statement-can-help-you-increase-sales/#comments</comments>
		<pubDate>Fri, 26 Jun 2009 15:39:45 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Sales]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[advertising]]></category>
		<category><![CDATA[balance sheet]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[P&L]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[profit & loss]]></category>
		<category><![CDATA[promotion]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=778</guid>
		<description><![CDATA[What do you do when you get your Profit &#38; Loss Statement (P&#38;L) from your accountant, or when you print one from your accounting software? Do you ignore it, or look at the total income and the bottom line net income and then toss it in a drawer or file folder without analyzing it? If that’s the case, then you are missing out on some potential opportunities to increase your sales and your profits. Smart money management practices include staying in control of how your company’s income is being used and to make adjustments that are in the company’s best financial interest. There are many ways to analyze your P&#38;L to identify some lost income opportunities; here are just a few. 1 – Pull last month’s P&#38;L statement so you can compare it with the current month’s statement. 2 – Compare the Total Income figures and the bottom line Net [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Credit Card Rules Small Business And Money Management</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/credit-card-rules-business-money-management/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/credit-card-rules-business-money-management/#comments</comments>
		<pubDate>Mon, 29 Dec 2008 03:18:43 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[credit card rules]]></category>
		<category><![CDATA[debt reduction]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[economic depression]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/debt-consolidation/credit-card-rules-small-business-money-management/</guid>
		<description><![CDATA[Small businesses that have money management and debt problems are anxiously waiting for the new credit card rules to go into effect in July 2010. But the majority of business owners need immediate debt relief. While the new rules will help, for some it will be too little, too late. The main problem with using credit to finance your business is that it is a big risk. That risk, of course, is you are promising your future production to pay back that financial obligation in full and in a timely manner. There is really nothing wrong with using credit as long as there is virtually no risk involved in paying the money back. There is a lot wrong with being over your head in debt and being handcuffed to the credit cards. This is risky in the extreme, because with just one or two bad months, the house built on [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/debt-handling/credit-card-rules-business-money-management/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Money Management – The 10 Cannots</title>
		<link>http://moneymgmtsolutions.com/blog/financial-planning/money-management-the-10-cannots/</link>
		<comments>http://moneymgmtsolutions.com/blog/financial-planning/money-management-the-10-cannots/#comments</comments>
		<pubDate>Sun, 02 Nov 2008 23:51:32 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[liberty]]></category>
		<category><![CDATA[prosperity]]></category>
		<category><![CDATA[wage earner]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/debt-consolidation/money-management-the-10-cannots/</guid>
		<description><![CDATA[Almost 100 years ago, a minister and outspoken advocate for liberty, William J. H. Boetcker, published a pamphlet of principles. These sound money management principles still hold true today. In light of our current economic crisis I think it appropriate to share Reverend Boetcker&#8217;s 10 Cannots with you. You cannot bring about prosperity by discouraging thrift. You cannot strengthen the weak by weakening the strong.You cannot help the poor man by destroying the rich. You cannot further the brotherhood of man by inciting class hatred. You cannot build character and courage by taking away man’s initiative and independence. You cannot help small men by tearing down big men. You cannot lift the wage earner by pulling down the wage payer. You cannot keep out of trouble by spending more than your income. You cannot establish security on borrowed money. You cannot help men permanently by doing for them what they [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/financial-planning/money-management-the-10-cannots/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<title>Money Management Corrects Optometrist’s Business Vision</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-optometry-case-study/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-optometry-case-study/#comments</comments>
		<pubDate>Mon, 01 Sep 2008 05:57:48 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Healthcare Industry]]></category>
		<category><![CDATA[Industries]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[new patients]]></category>
		<category><![CDATA[Optometrist]]></category>
		<category><![CDATA[optometry]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/small-business-money-management/optometry/</guid>
		<description><![CDATA[If your business isn’t doing as well as it used to; isn’t making enough income to meet your financial goals; the money management solution activity called Income Planning says it boils down to ONE THING… The one thing you need to investigate is WHAT CHANGED. I’m not talking about looking outside your business at the economy, or the fact a competitor opened up down the street. That is something the practice owner can’t control. I’m talking about what changed inside the practice. Something did. It may be hard to spot, but investigating what changed can reverse the falling statistics immediately. Here’s one example. I started working one-on-one with an optometrist who bought the Money Management Solutions software program. As part of the weekly money management process, we spent a great deal of time on income planning, and focused on promoting the business. An investigation into what promotional activities had worked [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Money Management: Construction Company Case Study</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/money-management-construction-company-case-study/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/money-management-construction-company-case-study/#comments</comments>
		<pubDate>Wed, 27 Aug 2008 07:08:46 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Business Software]]></category>
		<category><![CDATA[Construction]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Housing Industry]]></category>
		<category><![CDATA[Industries]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/debt-consolidation/money-management-construction-company-case-study/</guid>
		<description><![CDATA[Can You Help Me Turn Around My Construction Company? Service professionals like construction companies can find themselves in the financially tough position of running a lot of projects, but still barely making it financially. Without proper money management strategies and control of their financial planning and cash flow, a general contractor can actually find themselves in financial difficulty with declining profitability and increasing debt. The following money management strategies illustrate what construction companies and general contractors can do to improve their financial condition and put their business back on the road to wealth and prosperity. In May 2007, a construction company called me for help. Despite the mortgage loan debacle, the construction industry continued to be strong in Louisiana after Katrina. However, this company was behind on all of their projects, had no operating capital and had accumulated a lot of debt trying to keep the business afloat. They need a [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>10 Mistakes People Make With Their Money</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/10mistakes/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/10mistakes/#comments</comments>
		<pubDate>Tue, 05 Aug 2008 13:01:24 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[cash is king]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[savings plan]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/10mistakes/</guid>
		<description><![CDATA[If these actions weren’t so downright dangerous, they might be humorous. Are you making these mistakes with your hard-earned cash? 1. They never figure out how much money they actually need each week to do better than just pay their bills. They don’t have a budget set up. The correct definition of a BUDGET is: the calculation of the amount of money needed for an area [organization or household] to function and achieve its purpose. If you are satisfied to just  pay your bills, and you don’t pay yourself first into some type of savings plan, you will make other people wealthy and you will stay poor. Every supplier you pay is in business to make a profit. You should run your business and your household the same way: like a business that is expected to make a profit. The income target must include a profit or the enterprise will [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/debt-handling/10mistakes/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
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		<item>
		<title>Debt Relief Solution– Use Dateline Paying</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/get-debt-relief/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/get-debt-relief/#comments</comments>
		<pubDate>Tue, 13 May 2008 15:55:38 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[best practice]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[dateline]]></category>
		<category><![CDATA[dateline paying]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[debt relief solution]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[past due bills]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/get-debt-relief/</guid>
		<description><![CDATA[Okay, so you are in debt and your creditors are screaming. How do you handle it and get debt relief without having a nervous breakdown? The best practice is to use a simple debt relief solution tool called Dateline Paying.Dateline paying is a simple method of paying oldest bills first, based on the due date. The dateline tells you how far back in time your past due bills go. And yes, credit card debt should be treated just like any other past due bill. There are a few simple steps to this strategy that anyone can do. 1 – Make a list of all your past due bills and credit card debt. Use a report from your accounting program or a spreadsheet of some kind so you can sort them by due date. Be sure and put in a bill for more than the minimum payment for each credit card [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/debt-handling/get-debt-relief/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<item>
		<title>Are You a Gratification Groupie Or A Genius?</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/money-management/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/money-management/#comments</comments>
		<pubDate>Wed, 02 Apr 2008 13:52:08 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[millionaire]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[retirement savings plan]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/money-management/</guid>
		<description><![CDATA[There is only one thing that separates you from the people who have the money you wish you had. It is not talent, skill, the things you own or the connections you have. It is the MINDSET. What do I mean about mindset? The way you use money immediately tells me if you are a Gratification Groupie or a Genius. Here is how I define those terms. Gratification Groupie – Overspending is a habit and money runs through your hands as fast as it arrives buying ‘stuff’ that you want but do not actually need. You think it is important to impress others with the material things you own. You follow the crowd and do what they do – shop, shop, shop, spend, spend, spend. You may give the appearance of having money, but you are drowning in debt that you cannot pay off. You look for ways to spend [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/debt-handling/money-management/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money Management &#8211; Top 7 Actions to Guarantee You Will Be Broke</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/top-7-actions-to-guarantee-you-will-be-broke/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/top-7-actions-to-guarantee-you-will-be-broke/#comments</comments>
		<pubDate>Wed, 05 Mar 2008 03:31:26 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[broke]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[economic trap]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[money problems]]></category>
		<category><![CDATA[poverty]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/top-7-actions-to-guarantee-you-will-be-broke/</guid>
		<description><![CDATA[So you want to be broke, have no money,  and stay in the economic trap? Here are the top 7 actions you can take to insure you have NO MONEY and are living in poverty. 1. Spend every dime you make and deny yourself nothing; buy stuff whether you need it or not. 2. If you have any money in the bank or room on your credit cards, go out and spend it. Don’t worry about emergencies that may come up. When they do, borrow more money to handle it. 3. Work to make just enough money to barely pay your bills and be sure to spend your free time out spending money. Don’t stress over the yearly increase in the cost of living. 4. Use your credit cards to pay for essential items like gas and groceries, and to do impulse shopping for things you want but don’t need. [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/debt-handling/top-7-actions-to-guarantee-you-will-be-broke/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Money Management &#8211; How To Maximize Your Tax Deductions</title>
		<link>http://moneymgmtsolutions.com/blog/accounting/how-to-maximize-your-tax-deductions/</link>
		<comments>http://moneymgmtsolutions.com/blog/accounting/how-to-maximize-your-tax-deductions/#comments</comments>
		<pubDate>Sun, 03 Feb 2008 02:36:48 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[education expenses]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[itemized deductions]]></category>
		<category><![CDATA[mileage deductions]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[tax credits]]></category>
		<category><![CDATA[tax deduction]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/how-to-maximize-your-tax-deductions/</guid>
		<description><![CDATA[It’s tax season AGAIN, and smart money management rules say you should be looking for those tax deductions that can legally lower you tax bill. Here are some of the typical deductions that you want to make sure your tax preparer knows about so you get the write-off. Money Management Deductions - 2011 Mileage Deductions Business Mileage 515-cents per mile Charitable Work Mileage 14-cents per mile Medical &#38; Moving Mileage 19-cents per mile Money Management Deductions - Dependent Education Expenses There are two tax credits available to help you offset the costs of higher education by reducing the amount of your income tax. They are the Hope Credit and the Lifetime Learning Credit, also referred to as education credits. To learn about these credits, who can claim them, what expenses qualify, and more, visit the website www.irs.gov and in the search bar type in either “child education expenses” or Publication 970.” For [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/accounting/how-to-maximize-your-tax-deductions/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<item>
		<title>BUDGET Is Not A Four Letter Word</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/budget-is-not-a-four-letter-word/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/budget-is-not-a-four-letter-word/#comments</comments>
		<pubDate>Mon, 24 Dec 2007 23:20:28 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[company]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[millionaire]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Ways to use your money]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/budget-is-not-a-four-letter-word/</guid>
		<description><![CDATA[Want some really good News? Running your business on a budget does not entail cutting back on the quality of the things you buy or denying your company anything it needs to operate. What it does mean, is that you have to figure out how to make enough money to afford the items your company has to have and to keep your spending within the limits of your income.]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/budget-is-not-a-four-letter-word/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debt Reduction – A How-To Program</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/debt-reduction-a-how-to-program/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/debt-reduction-a-how-to-program/#comments</comments>
		<pubDate>Mon, 24 Dec 2007 02:57:53 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit debt]]></category>
		<category><![CDATA[debt reduction]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/debt-reduction-a-how-to-program/</guid>
		<description><![CDATA[Do you need some debt relief? You are not alone. Here are 5 tips on reducing debt that you can do right now.]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/debt-handling/debt-reduction-a-how-to-program/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money Management Software</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-software-part2/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-software-part2/#comments</comments>
		<pubDate>Fri, 14 Dec 2007 03:01:20 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[small business]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/money-management-software-part2/</guid>
		<description><![CDATA[Transcript of Money Management Software Video Demonstration - Welcome to the Demonstration of the Money Management Solutions Business Edition software program.

]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-software-part2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Watch our Money Management Software Video</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/watch-our-money-management-software-video/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/watch-our-money-management-software-video/#comments</comments>
		<pubDate>Fri, 14 Dec 2007 02:58:25 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[small business]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/watch-our-money-management-software-video/</guid>
		<description><![CDATA[Watch our Money Management Software Video]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/watch-our-money-management-software-video/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Ultimate Wealth Building System</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/the-ultimate-wealth-building-system/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/the-ultimate-wealth-building-system/#comments</comments>
		<pubDate>Tue, 13 Nov 2007 03:16:31 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[ultimate wealth building system]]></category>
		<category><![CDATA[wealth building]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/the-ultimate-wealth-building-system/</guid>
		<description><![CDATA[Most people search for the ultimate wealth building system for most of their lives. It may surprise you to know that you own half of it the day you are born.]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/the-ultimate-wealth-building-system/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Do-It-Yourself Debt Consolidation Program</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/do-it-yourself-debt-consolidation/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/do-it-yourself-debt-consolidation/#comments</comments>
		<pubDate>Wed, 04 Jul 2007 03:22:49 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business Money Management]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[business money management]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[profits]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/finally-a-do-it-yourself-debt-reduction-program/</guid>
		<description><![CDATA[Need a debt consolidation program? You are not alone. Here are 5 tips on reducing debt that you can do right now. Debt Consolidation Step 1 – Knock Off Using Credit If you haven’t done this one, then this is the place to start. Put the credit cards and line-of-credit checks under lock and key, and operate as if you don’t have them at all. Figure out how to make more income and pay cash instead. This is the single most effective action you can take to start your debt consolidation program. Debt Consolidation Step 2 – Never Commit to Spending More Than Your Income When you pay for an item with credit because you don’t have the cash, you are committing your future income to pay the credit company. Then you experience economic slavery. Ask yourself if you just want the item or if you really need it to increase [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/debt-handling/do-it-yourself-debt-consolidation/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Business Money Management &#8211; How To Start Your Own Retirement Savings Plan</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/how-to-start-your-own-retirement-savings-plan/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/how-to-start-your-own-retirement-savings-plan/#comments</comments>
		<pubDate>Fri, 25 May 2007 11:16:59 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business Money Management]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[business money management]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[Donald Trump]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[retirement savings plan]]></category>
		<category><![CDATA[savings plan]]></category>
		<category><![CDATA[wealth building]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=17</guid>
		<description><![CDATA[You know your business money management plan should include a retirement savings plan for your financial security. Here’s how to start one FAST! The old saying, Pay Yourself First, is some of the best business money management advice you will ever get. If you don’t pay you into a retirement savings plan, who will? How do you do that? Here’s how. Your Business Money Management Planning Should Include A Savings Plan Out of every bit of income that comes in the door, immediately carve off 10% and put it in a savings account that you have designated for your long-term wealth building plan. I know that is a scary idea for a lot of business owners who have debt and past due bills to pay. My advice? JUST DO IT! As the weeks and months go by you’ll find you have adjusted to operating on 90% of your income. The [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Business Money Management – 7 Steps to Controlling Cash Flow</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/7-steps-to-controlling-cash-flow/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/7-steps-to-controlling-cash-flow/#comments</comments>
		<pubDate>Thu, 01 Mar 2007 12:48:16 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Business Money Management]]></category>
		<category><![CDATA[Business Software]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[business money management]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[wealth building]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=15</guid>
		<description><![CDATA[Ever wondered how to take charge of your business money management and control your cash flow so you have no worries about money? Are you working hard to reach your financial goals and feel like you are running in quicksand? Are you spending more than you make and going deeper in debt? You CAN reverse that trend! The first thing you need know is this: if you are making financial planning decisions based on how much money is in the bank right now, then you are being controlled by the money, and this usually creates a constant worry about money problems. You need to control the cash flow to achieve your financial goals; not the other way around. Fortunately, there is a business money management software system that you can use to control your income and debts to get on the road to financial freedom. Unfortunately, too many business owners [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/7-steps-to-controlling-cash-flow/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>The Downside of Accounting Software For Money Management</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/downside-of-accounting-software/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/downside-of-accounting-software/#comments</comments>
		<pubDate>Tue, 16 Jan 2007 05:22:20 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[accounting]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[software]]></category>
		<category><![CDATA[system]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=12</guid>
		<description><![CDATA[Most business owners have a terrific, on-going, love-hate relationship with their accounting software system. The reason for this, in my opinion, is that accounting software systems actually have a dangerous little betrayal mechanism built into them that is secretly masked as something that is “supposed to help you.” What is this betrayal? Accounting systems cannot help you with money management: using your money to your best advantage. They only tell you, after the fact, if you did well or made mistakes. This means  the &#8216;agreed-upon financial system&#8217; that we rely on to help us, only has the ability to tell us what happened in the past &#8211; not how to handle our money in the future to fix money management mistakes and get better results. You might think the subject of accounting seems complicated and mysterious. Accounting software is simply used for recording what occurred after money came into a company [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/downside-of-accounting-software/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<title>Gaining Financial Freedom (Part 3) The Road Out</title>
		<link>http://moneymgmtsolutions.com/blog/building-wealth/gaining-financial-freedom-part-3-the-road-out/</link>
		<comments>http://moneymgmtsolutions.com/blog/building-wealth/gaining-financial-freedom-part-3-the-road-out/#comments</comments>
		<pubDate>Mon, 01 Jan 2007 17:02:22 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=9</guid>
		<description><![CDATA[In pursuing financial freedom, typically at least 10% of a person’s income is wasted on things that would never be missed if they were never purchased. The question then is, “How could that 10% best be redirected to help you gain your financial freedom”? Gaining Financial Freedom &#8211; Step 1 The first step on the road out to financial freedom starts with discovering your true purpose; finding the thing you would be glad to hop out of bed in the morning to get working on, or to stay up late for to get one more thing done. Gaining Financial Freedom &#8211; Step 2 The next step is finding out exactly how much income you need to meet your Income Planning Target on a weekly basis. That&#8217;s the missing ingredient: How much did you spend, exactly, on each type of expense over the past year? Include the expenditures you put on [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/building-wealth/gaining-financial-freedom-part-3-the-road-out/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Gaining Financial Freedom (Part 2) The Missing Ingredient</title>
		<link>http://moneymgmtsolutions.com/blog/building-wealth/gaining-financial-freedom-part-2-the-missing-ingredient/</link>
		<comments>http://moneymgmtsolutions.com/blog/building-wealth/gaining-financial-freedom-part-2-the-missing-ingredient/#comments</comments>
		<pubDate>Fri, 29 Dec 2006 14:57:12 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[income planning target]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=6</guid>
		<description><![CDATA[Your resources to fund your financial freedom are disappearing minute by minute. FACT: You spend a portion of our income every minute of every day. Even when you are at home sleeping, you are spending on the office  and the utilities to make that office comfortable. If we have debt, then we are spending on one more minute of interest to carry that debt. The question then becomes “How much income do you REALLY need”? Finding the EXACT answer to that question is the missing ingredient to achieving your financial freedom. UNDER-estimating the amount of cash flow you need can be fatal to achieving your financial freedom goals. It’s easy to forget the small bits of money that constantly leave your hands and is never added up. A mis-estimation of how much you need to make is the amount that usually ends up on credit cards or lines of credit [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/building-wealth/gaining-financial-freedom-part-2-the-missing-ingredient/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Gaining Financial Freedom (Part 1) Discover Your Purpose</title>
		<link>http://moneymgmtsolutions.com/blog/building-wealth/gaining-financial-freedom-part-1/</link>
		<comments>http://moneymgmtsolutions.com/blog/building-wealth/gaining-financial-freedom-part-1/#comments</comments>
		<pubDate>Wed, 29 Nov 2006 14:50:29 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=5</guid>
		<description><![CDATA[We spend a huge percentage of our lives working and earning income &#8211; all in pursuit of financial freedom. The question that begs to be asked is “What are you financing with that income”? A typical individual today works an average of 52 years during their lifetime to have the money to pay the bills each month and to accumulate enough for retirement so they can pay the bills until the end of their days. That is a form of slavery to the current, agreed upon economic system. A person working just to pay the bills is, to a large degree, financing the purposes of others. Doesn’t it make sense, then, to figure out what YOUR real purpose is and finance that? If you had the financial freedom to do anything you wanted, what would you be doing? Figure that out, and you are right on top of your PURPOSE. [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/building-wealth/gaining-financial-freedom-part-1/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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