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	<title>Money Management Software Blog &#187; mortgage</title>
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		<title>Tax Relief from Mortgage and Credit Debt Settlement</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/tax-relief-from-mortgage-and-credit-debt-settlement/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/tax-relief-from-mortgage-and-credit-debt-settlement/#comments</comments>
		<pubDate>Sun, 03 Jan 2010 21:38:38 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Money Management]]></category>
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		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[tax relief]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=886</guid>
		<description><![CDATA[You can apply for income tax relief for up to $2 million (or $1 million if married and filing separately) in debt that is cancelled, or forgiven, by your mortgage lender on your primary residence. The law has been extended through 2012 under the Emergency Economic Stabilization Act. If you have lost your home through foreclosure or have restructured your mortgage loan, you may qualify for this tax relief under the extended tax law called the Mortgage Forgiveness Debt Relief Act of 2007. The claim can be made by using IRS Form 982. There are two qualifying factors that must be met on the mortgage debt exclusion: 1) it must be your primary home, and 2) the debt must have been used to buy, build, or make substantial improvements to the residence to which the mortgage applies. Certain business or farm property may also qualify for tax-free treatment, so check with [...]]]></description>
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		<slash:comments>8</slash:comments>
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		<title>It’s Time To Set Financial Goals For The New Year</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/set-financial-goals-for-the-new-year/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/set-financial-goals-for-the-new-year/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 01:25:49 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
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		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[net worth]]></category>
		<category><![CDATA[new year]]></category>
		<category><![CDATA[profits]]></category>
		<category><![CDATA[retirement savings plan]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=873</guid>
		<description><![CDATA[Many people set new goals for the New Year…losing weight…stopping smoking…cleaning out closets…but what about your financial goals? If you set your financial goals, business and personal, and get to work figuring out how to reach those goals, you can improve your financial condition. Make your goals realistic but make them a bit of a stretch too…after all the point is you need to be able to plan on how you are going to reach the goal. Don’t just pull a number out of thin air and then getting discouraged because there is no way you are going to make it. One way to start your plan is to work backwards, starting with what you want to achieve. Wealth can be measured by your net worth, so that is the place to start. Figure out what your personal net worth is right now by adding up the value of all [...]]]></description>
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		<slash:comments>10</slash:comments>
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		<title>How To Pay Off Your Mortgage in Half the Time: A Do-It-Yourself Program</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/pay-off-mortgage/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/pay-off-mortgage/#comments</comments>
		<pubDate>Tue, 28 Oct 2008 03:11:54 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Housing Industry]]></category>
		<category><![CDATA[Industries]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[amortization]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage accelerator]]></category>
		<category><![CDATA[mortgage payoff]]></category>
		<category><![CDATA[Sandra Simmons]]></category>

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		<description><![CDATA[I recently received an email from a visitor to my Money Management Solutions website who wants to learn how to pay off her mortgage quickly without having to attend expensive seminars or buy expensive software to do this trick. I realized that this was a question a lot of people might have, especially during this current economic crisis. I decided to share my answer here for that reason. Brenda asked Sandra Simmons: Is there some sort of &#8220;mortgage accelerator&#8221; program where your mortgage gets paid off in a fraction of the usual 30 years time? I want to learn how I can do this myself for my mortgages. — Brenda B. Answer: Brenda: You can do this yourself by making extra principal payments each month. Example if your mortgage payment is $2,000:  If, when you make the payment for 8/1, you include an extra payment for the principal due 9/1 of [...]]]></description>
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		<slash:comments>6</slash:comments>
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