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	<title>Money Management Software Blog &#187; social security</title>
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	<description>Money Management Solutions - The Cash Flow Managing System</description>
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		<title>This Money Management Software Doesn’t Work &#8211; Or Does It?</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/this-money-management-software-doesn%e2%80%99t-work-or-does-it/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/this-money-management-software-doesn%e2%80%99t-work-or-does-it/#comments</comments>
		<pubDate>Fri, 29 Oct 2010 02:22:50 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business Money Management]]></category>
		<category><![CDATA[Business Software]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[income planning target]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[Money Manangement]]></category>
		<category><![CDATA[Sandra Simmons]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[Ways to use your money]]></category>
		<category><![CDATA[wealth building]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=1382</guid>
		<description><![CDATA[The following is a transcript of a telephone conversation with Sandra Simmons, President of Money Management Solutions and creator of the Money Management Solutions software system… Sandra: Hi [name withheld] how can I help you? Business Owner: Your business money management software doesn’t work for my business. Sandra: What do you mean exactly when you say it doesn’t work for your business? Business Owner: Well, for one thing, what good is going to all the trouble to fill out the budget? I already know how much money I’m spending. Sandra: The budget module isn’t meant to tell you how much you’re spending. It’s designed to tell you how much you should be making. Business Owner: What? Sandra: And just making break even isn’t good enough, you have to budget to do better than break even. Business Owner: Huh? Sandra: Have you built your budget in the Money Management Solutions software? [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/this-money-management-software-doesn%e2%80%99t-work-or-does-it/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<item>
		<title>Tax Law Changes For 2010</title>
		<link>http://moneymgmtsolutions.com/blog/business-2/tax-law-changes-for-2010/</link>
		<comments>http://moneymgmtsolutions.com/blog/business-2/tax-law-changes-for-2010/#comments</comments>
		<pubDate>Sun, 10 Jan 2010 04:51:39 +0000</pubDate>
		<dc:creator>Guest Author</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=902</guid>
		<description><![CDATA[Hold onto your wallets, and tighten up your money management controls! Here is a brief summary of tax law changes for 2010. By Patti S. Spencer of Spencer Law Firm The New Year brings many tax changes. Many tax breaks are phased out. The changes below are the current state of the law. It is always possible for Congress to act to extend or replace disappearing provisions. The House passed a bill that extended many of these provisions, but the Senate was unable to schedule a vote on it. The Senate has been tied in knots over the health care bill. Roth IRA conversions Starting in 2010 the income cap for converting a traditional IRA to a Roth IRA is eliminated. Now anyone can do a Roth conversion. If the conversion is done in 2010, taxpayers can spread the income tax attributable to it over two years: 2011 and 2012. Note [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>Economic Recession – Agree to Disagree</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/economic-recession-disagree/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/economic-recession-disagree/#comments</comments>
		<pubDate>Fri, 16 Jan 2009 02:53:12 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[Albert Einstein]]></category>
		<category><![CDATA[Ford Motors]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[The Beatles]]></category>
		<category><![CDATA[The Great Depression]]></category>
		<category><![CDATA[Thomas Edison]]></category>
		<category><![CDATA[Woolworth]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/small-business-money-management/economic-recession-disagree/</guid>
		<description><![CDATA[Sent to me by a friend, this is a good reminder that despite the economic crisis and runaway recession each of us are in control of our own future, if only we agree to disagree His teachers said he was &#8220;too stupid to learn anything.&#8221; and was fired from his first two jobs for being &#8220;non-productive.&#8221; Thomas Edison&#8217;s 1000 inventions came during the Panic of 1873 &#8212; 6 years &#8212; and the Long Depression &#8212; 23 years. He did not speak until he was four years-old and did not read until he was seven. His parents thought he was &#8220;sub-normal,&#8221; and a teacher described him as &#8220;mentally slow, unsociable, and adrift forever in foolish dreams.&#8221; Albert Einstein survived one Long Depression, three panics and Post WWI Recession. He failed sixth grade and was subsequently defeated in many elections until he (Winston Churchill) became Prime Minister at the age of 62. [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/economic-recession-disagree/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Money Management: What Is The Price of Financial Freedom</title>
		<link>http://moneymgmtsolutions.com/blog/financial-freedom/financial-freedom/</link>
		<comments>http://moneymgmtsolutions.com/blog/financial-freedom/financial-freedom/#comments</comments>
		<pubDate>Wed, 17 Sep 2008 17:55:37 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[congress]]></category>
		<category><![CDATA[constitution]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[healthcare]]></category>
		<category><![CDATA[John McCain]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[President]]></category>
		<category><![CDATA[Presidential Campaign]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/financial-freedom/financial-freedom/</guid>
		<description><![CDATA[While the media is spinning story after story about the Presidential Campaigns, and Obama and McCain are chanting “Change, Change, Change,” I am asking “How, How, How are you going to do that?” First, and most obvious, there is no power vested in the power of the President to enact law. That power is fully invested in the power of the Congress according to our Constitution. Let me repeat that. The Constitution does not empower the President to make law. Executive Orders issued by the President that bind the entire nation are illicit because, as noted above, “All legislative powers” are possessed by Congress. An Executive Order that binds only the employees of the federal government (such as granting a holiday) is proper because the President should be considered to be the holder of power much like that possessed by the CEO of a company. But the entire nation is [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>10 Mistakes People Make With Their Money</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/10mistakes/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/10mistakes/#comments</comments>
		<pubDate>Tue, 05 Aug 2008 13:01:24 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[cash is king]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[savings plan]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/10mistakes/</guid>
		<description><![CDATA[If these actions weren’t so downright dangerous, they might be humorous. Are you making these mistakes with your hard-earned cash? 1. They never figure out how much money they actually need each week to do better than just pay their bills. They don’t have a budget set up. The correct definition of a BUDGET is: the calculation of the amount of money needed for an area [organization or household] to function and achieve its purpose. If you are satisfied to just  pay your bills, and you don’t pay yourself first into some type of savings plan, you will make other people wealthy and you will stay poor. Every supplier you pay is in business to make a profit. You should run your business and your household the same way: like a business that is expected to make a profit. The income target must include a profit or the enterprise will [...]]]></description>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Say Goodbye to the IRS and the Income Tax</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/income-tax-and-irs/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/income-tax-and-irs/#comments</comments>
		<pubDate>Tue, 15 Apr 2008 03:40:55 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Sales]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[16th amendment]]></category>
		<category><![CDATA[congress]]></category>
		<category><![CDATA[consumption tax]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[estate tax]]></category>
		<category><![CDATA[fair tax]]></category>
		<category><![CDATA[fairtax]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[Income Tax]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[payroll tax]]></category>
		<category><![CDATA[senior citizens]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/income-tax-and-irs/</guid>
		<description><![CDATA[Here is a way to get rid of the IRS and never have to file another income tax return; or corporate return for that matter! Every dime you earn would be in your paycheck; no taxes withheld. It&#8217;s within your power to make it happen! There is a tax bill before Congress right now that would abolish the IRS and get rid of income taxes, corporate taxes, death taxes, estate taxes, etc. It is called the FairTax Act and I am here to tell you it is not only fair, it would solve our country&#8217;s economic problems overnight. Here&#8217;s a snapshot of how it works. First I do want to say that The FairTax is resisted by a vocal minority precisely because it will do what it claims in eliminating the IRS, the more than $300 billion in tax return filing costs, and the corruption of the current system. Make no [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Money Management &#8211; Top 7 Actions to Guarantee You Will Be Broke</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/top-7-actions-to-guarantee-you-will-be-broke/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/top-7-actions-to-guarantee-you-will-be-broke/#comments</comments>
		<pubDate>Wed, 05 Mar 2008 03:31:26 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[broke]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[economic trap]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[money problems]]></category>
		<category><![CDATA[poverty]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/top-7-actions-to-guarantee-you-will-be-broke/</guid>
		<description><![CDATA[So you want to be broke, have no money,  and stay in the economic trap? Here are the top 7 actions you can take to insure you have NO MONEY and are living in poverty. 1. Spend every dime you make and deny yourself nothing; buy stuff whether you need it or not. 2. If you have any money in the bank or room on your credit cards, go out and spend it. Don’t worry about emergencies that may come up. When they do, borrow more money to handle it. 3. Work to make just enough money to barely pay your bills and be sure to spend your free time out spending money. Don’t stress over the yearly increase in the cost of living. 4. Use your credit cards to pay for essential items like gas and groceries, and to do impulse shopping for things you want but don’t need. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Bankrupting of America – Ron Paul Speaks Out</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/the-bankrupting-of-america-ron-paul-speaks-out/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/the-bankrupting-of-america-ron-paul-speaks-out/#comments</comments>
		<pubDate>Thu, 03 Jan 2008 17:38:58 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[baby boomers]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[dollar]]></category>
		<category><![CDATA[federal reserve bank]]></category>
		<category><![CDATA[medicaid]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/the-bankrupting-of-america-ron-paul-speaks-out/</guid>
		<description><![CDATA[If you would like to know just how bankrupt the US is &#8211; with future committments for medicare, medicaid and Social Security for the 78,000,000 baby boomers who will start tapping the system starting January 2008 &#8211; you&#8217;ll want to check out these 2  short videos by David Walker, Chief  Comptroller for US General Accountability Office. According to the video, between 2000 and 2005, the US incurred 26 trillion (yes, trillion) additional future debt. No wonder why the Dollar is falling hard against foreign currencies. http://www.youtube.com/watch?v=DXr_Ga_n0pY&#38;feature=related Lastly, if you have always wanted to get de-mystified about the Federal Reserve Bank &#8211; and how a small group of private individuals have bankrupted America &#8211; you won&#8217;t want to miss this video featuring Ron Paul: http://video.google.com/videoplay?docid=5232639329002339531 &#8220;It is well enough that people do not understand our banking and monetary system, for if they did, I believe there would be a revolution before [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Social Security – Create Your Own Savings Plan</title>
		<link>http://moneymgmtsolutions.com/blog/financial-planning/stop-paying-full-retail-get-a-real-social-security-check/</link>
		<comments>http://moneymgmtsolutions.com/blog/financial-planning/stop-paying-full-retail-get-a-real-social-security-check/#comments</comments>
		<pubDate>Sun, 11 Feb 2007 05:06:42 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[economics]]></category>
		<category><![CDATA[financial security]]></category>
		<category><![CDATA[governments]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[savings plan]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[Ways to use your money]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=14</guid>
		<description><![CDATA[How do you guarantee you’ll have social security income for retirement? There are two things you have to do in order to do this, but first you need to understand this one simple concept about money. The one concept you need to know is what the word economics really means in relation to what you are trying to achieve financially. Now don’t get all nervous about this word economics. The fact is, the definition used by the media, banks, governments and even educational institutions, is the incorrect definition for what an individual is doing with their money when I talk about economics. Economics originally meant the art or science of managing a business or household. Social security, meaning financial security, can be guaranteed by practicing good economics with your own money. To practice the real art of economics in your household or company there are 2 basic principles you have [...]]]></description>
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		<slash:comments>0</slash:comments>
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