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	<title>Money Management Software Blog &#187; Small Business Financial Management</title>
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	<description>Money Management Solutions - The Cash Flow Managing System</description>
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		<title>Money Management Tip &#8211; Acid Test Your Business Idea</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/acid-test-your-business-idea/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/acid-test-your-business-idea/#comments</comments>
		<pubDate>Wed, 16 Nov 2011 19:32:56 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Business Money Management]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Sales]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[customers]]></category>
		<category><![CDATA[idea]]></category>
		<category><![CDATA[internet marketing]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[promotion]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=1602</guid>
		<description><![CDATA[I recently got a call from a man in Fort Worth, Texas who wanted to know what I thought would be a good business idea for him. He’s a good salesman, and he wants to be an entrepreneur, but his last couple of business ideas went south. I started describing what he should do to make a good decision on a business idea, and I realized that what I was describing also applies to business owners who want to add new products or services to their existing business. I thought it would be a good idea to share my thoughts, so here goes&#8230; Acid Test Your Business Idea Test # 1 – Believe in what you are selling The first test for a business idea overall is to do or sell something that you are passionate about, and that you can have fun with. Being in business for yourself demands [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/acid-test-your-business-idea/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>This Money Management Software Doesn’t Work &#8211; Or Does It?</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/this-money-management-software-doesn%e2%80%99t-work-or-does-it/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/this-money-management-software-doesn%e2%80%99t-work-or-does-it/#comments</comments>
		<pubDate>Fri, 29 Oct 2010 02:22:50 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business Money Management]]></category>
		<category><![CDATA[Business Software]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[income planning target]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[Money Manangement]]></category>
		<category><![CDATA[Sandra Simmons]]></category>
		<category><![CDATA[social security]]></category>
		<category><![CDATA[Ways to use your money]]></category>
		<category><![CDATA[wealth building]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=1382</guid>
		<description><![CDATA[The following is a transcript of a telephone conversation with Sandra Simmons, President of Money Management Solutions and creator of the Money Management Solutions software system… Sandra: Hi [name withheld] how can I help you? Business Owner: Your business money management software doesn’t work for my business. Sandra: What do you mean exactly when you say it doesn’t work for your business? Business Owner: Well, for one thing, what good is going to all the trouble to fill out the budget? I already know how much money I’m spending. Sandra: The budget module isn’t meant to tell you how much you’re spending. It’s designed to tell you how much you should be making. Business Owner: What? Sandra: And just making break even isn’t good enough, you have to budget to do better than break even. Business Owner: Huh? Sandra: Have you built your budget in the Money Management Solutions software? [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/this-money-management-software-doesn%e2%80%99t-work-or-does-it/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Business Money Management Software Solutions and Planning System</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/business-money-management-software-solutions-and-planning-system/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/business-money-management-software-solutions-and-planning-system/#comments</comments>
		<pubDate>Thu, 15 Jul 2010 05:02:53 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business Software]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[Videos]]></category>
		<category><![CDATA[accounting system]]></category>
		<category><![CDATA[business money management]]></category>
		<category><![CDATA[business owners]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[money management planning]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[planning]]></category>
		<category><![CDATA[planning system]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=984</guid>
		<description><![CDATA[]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/business-money-management-software-solutions-and-planning-system/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Money Management Software Systems For Business Finance Solutions</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/business-money-management/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/business-money-management/#comments</comments>
		<pubDate>Sat, 10 Jul 2010 12:59:11 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Business Software]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[Videos]]></category>
		<category><![CDATA[accounting system]]></category>
		<category><![CDATA[business money management]]></category>
		<category><![CDATA[business owners]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[money management planning]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[planning]]></category>
		<category><![CDATA[small business]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=979</guid>
		<description><![CDATA[]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/business-money-management/feed/</wfw:commentRss>
		<slash:comments>16</slash:comments>
		</item>
		<item>
		<title>How Safe Is Your Bank?</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/how-safe-is-your-bank/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/how-safe-is-your-bank/#comments</comments>
		<pubDate>Thu, 03 Jun 2010 16:03:34 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bank ratings. bank rating]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[Sandra Simmons]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=965</guid>
		<description><![CDATA[When it comes to YOUR MONEY and your bank, there are 4 questions you should be asking… 1 – How safe is my bank? Click here to find out how to check your neighborhood banks in our Free report 2 – Is my bank on the “likely to fail” list? There are over 2,200 banks rated D or worse as of June 1, 2010 3 – If my bank fails, what happens to MY money, And will the FDIC protection be there? 4 – What can I do right now to protect my money? Money management expert, Sandra Simmons, gives you answers to these questions right now, and it doesn’t cost you a dime! Click here to get her FREE Bank Ratings Report to find out how to check your neighborhood banks. Don’t get caught not knowing what’s likely to happen to your money in your bank. Find out how safe your bank is and what you can [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/how-safe-is-your-bank/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>10 Business Money Management Predictions for 2010 and Through the Next Decade</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/10-business-money-managementpredictions-for-2010/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/10-business-money-managementpredictions-for-2010/#comments</comments>
		<pubDate>Mon, 11 Jan 2010 05:35:44 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Business Money Management]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[business money management]]></category>
		<category><![CDATA[cash flow management]]></category>
		<category><![CDATA[internet marketing]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[video marketing]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=906</guid>
		<description><![CDATA[Major changes are happening in the way businesses operate. Here are our predictions for 2010 and throughout the next decade. Money Management Prediction 1 &#8211; Business Operations Will Be Streamlined For More Efficiency. With the technological advance of computers and the Internet, faster communications at lower costs will become even more important to increase efficiency and production with less chance of error. This will show up in more electronic faxes being sent and received by e-mail instead of using costly fax telephone lines. (We recommend checking out eFax and MetroFax for these secure communications) Money Management Prediction 2 &#8211; There Will Be More Complex Computer Data Security Issues. Enhanced computer security issues will become the most important to protect a person&#8217;s information as well as data files. Backing up data files in a remote location that double encrypts the information will give the computer owner more peace of mind than having only [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/10-business-money-managementpredictions-for-2010/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>It’s Time To Set Financial Goals For The New Year</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/set-financial-goals-for-the-new-year/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/set-financial-goals-for-the-new-year/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 01:25:49 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[employee business]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[goals]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[net worth]]></category>
		<category><![CDATA[new year]]></category>
		<category><![CDATA[profits]]></category>
		<category><![CDATA[retirement savings plan]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=873</guid>
		<description><![CDATA[Many people set new goals for the New Year…losing weight…stopping smoking…cleaning out closets…but what about your financial goals? If you set your financial goals, business and personal, and get to work figuring out how to reach those goals, you can improve your financial condition. Make your goals realistic but make them a bit of a stretch too…after all the point is you need to be able to plan on how you are going to reach the goal. Don’t just pull a number out of thin air and then getting discouraged because there is no way you are going to make it. One way to start your plan is to work backwards, starting with what you want to achieve. Wealth can be measured by your net worth, so that is the place to start. Figure out what your personal net worth is right now by adding up the value of all [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/set-financial-goals-for-the-new-year/feed/</wfw:commentRss>
		<slash:comments>10</slash:comments>
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		<item>
		<title>Invoice Factoring for Business Owners and Medical Providers</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/invoice-factoring-for-business-owners-and-medical-providers/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/invoice-factoring-for-business-owners-and-medical-providers/#comments</comments>
		<pubDate>Sat, 28 Nov 2009 17:25:01 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Business Money Management]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Factoring]]></category>
		<category><![CDATA[Healthcare Industry]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[accounts receivable factoring]]></category>
		<category><![CDATA[chiropractor]]></category>
		<category><![CDATA[dentist]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[healthcare]]></category>
		<category><![CDATA[invoice factoring]]></category>
		<category><![CDATA[small business]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=867</guid>
		<description><![CDATA[As the U.S. and global economy continues to struggle and credit gets tighter, steady cash flow becomes more and more important to the survival of a business. One source that has been around for decades is accounts receivable factoring; also referred to as invoice factoring. This tool has become an important small business money management strategy. Invoice factoring is not just for manufacturers. Many types of business owners, including Dentists, Chiropractors, and other healthcare providers have turned to this method to insure a steady stream of cash into their businesses. Kent Harlan, owner of Ozarks Capital Funding has been a reliable resource for factoring for healthcare professionals for a long time, and has even written a book about it that makes this tool easy to understand.You can read his blog article Factoring For Medical Providers and check out his book to learn: - How factoring can be better than bank [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Year-End Tax Planning—Strategies to Keep More of What You Make</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/year-end-tax-planning%e2%80%94strategies-to-keep-more-of-what-you-make/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/year-end-tax-planning%e2%80%94strategies-to-keep-more-of-what-you-make/#comments</comments>
		<pubDate>Mon, 09 Nov 2009 21:13:15 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[accountant]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Income Tax]]></category>
		<category><![CDATA[individual retirement account]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[retirement plan]]></category>
		<category><![CDATA[tax]]></category>
		<category><![CDATA[tax planning]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=857</guid>
		<description><![CDATA[The tax planning clock is clicking away toward the end of the year.  Is your business ready to take advantage of the tax saving measures available to you? Tax planning is essential for business owners, and should be done on a quarterly basis. However, it&#8217;s not too late if you do it before mid-December. Here are some words of wisdom from financial planner, P. Christopher Music. Well, the year is coming to an end and many business owners are meeting with their accountants and tax advisors to figure out how to reduce that inevitable income tax burden coming in April.  Here are a few strategic ways to keep some more of that money at home. Business owners are often successful in earning some money beyond the expenses of acquiring it—in short, profit.  The only problem is, the profit is taxed.  So, we work with our tax advisors to lower this [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/year-end-tax-planning%e2%80%94strategies-to-keep-more-of-what-you-make/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
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		<title>How Your Profit &amp; Loss Statement Can Help You Increase Sales</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/how-your-profit-loss-statement-can-help-you-increase-sales/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/how-your-profit-loss-statement-can-help-you-increase-sales/#comments</comments>
		<pubDate>Fri, 26 Jun 2009 15:39:45 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Sales]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[advertising]]></category>
		<category><![CDATA[balance sheet]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[P&L]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[profit & loss]]></category>
		<category><![CDATA[promotion]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=778</guid>
		<description><![CDATA[What do you do when you get your Profit &#38; Loss Statement (P&#38;L) from your accountant, or when you print one from your accounting software? Do you ignore it, or look at the total income and the bottom line net income and then toss it in a drawer or file folder without analyzing it? If that’s the case, then you are missing out on some potential opportunities to increase your sales and your profits. Smart money management practices include staying in control of how your company’s income is being used and to make adjustments that are in the company’s best financial interest. There are many ways to analyze your P&#38;L to identify some lost income opportunities; here are just a few. 1 – Pull last month’s P&#38;L statement so you can compare it with the current month’s statement. 2 – Compare the Total Income figures and the bottom line Net [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Money Management Solutions Releases Business Cash Flow Management Software In Russia</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-solutions-releases-business-cash-flow-management-software-in-russia/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-solutions-releases-business-cash-flow-management-software-in-russia/#comments</comments>
		<pubDate>Thu, 18 Jun 2009 00:13:45 +0000</pubDate>
		<dc:creator>Brian</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Business Software]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[financial consulting]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[cash flow management software]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[national debt]]></category>
		<category><![CDATA[Russia]]></category>
		<category><![CDATA[Sandra Simmons]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=752</guid>
		<description><![CDATA[Tampa, Florida, 2009 – Money Management Solutions, Inc. is pleased to announce the release of the new Russian language version of its popular business cash flow management software in Russia. The software, created by Sandra Simmons, President and Founder of Money Management Solutions, Inc. is designed to help millions of Russian businesses with solvency and debt issues. The software will be made available through an independent distributor, Larissa Lobova, through her company in Moscow (www.moneysolutions.ru). ‘This is the first foreign language version of our English language software that is currently in use by business owners in 21 countries around the world,’ Ms. Simmons said.  ‘We plan to make the Money Management Solutions software and training course available in several other languages in the very near future. The recent worldwide economic crisis has caused financial problems for businesses worldwide. The sooner we can make our cash flow management software available to [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-solutions-releases-business-cash-flow-management-software-in-russia/feed/</wfw:commentRss>
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		<title>The Credit Crisis — A Harsh Money Management Lesson For Business</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/credit-crisis-money-management/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/credit-crisis-money-management/#comments</comments>
		<pubDate>Thu, 21 May 2009 03:48:59 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[great depression]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[Sandra Simmons]]></category>
		<category><![CDATA[software]]></category>
		<category><![CDATA[Wall Street]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=738</guid>
		<description><![CDATA[The following is an interview with Sandra Simmons, Founder and President of Money Management Solutions Inc. on the state of  business money management in the United States. The current economic crisis should serve as a harsh money management lesson to all of us. Every economy, whether large or small, be it a large corporation or the household income, will always be at risk to the degree that it relies upon credit for its survival. It is not that credit is inherently evil or bad; rather, credit and living beyond one&#8217;s means is a tempting financial seductress which will always threaten to wreck our financial ships upon hidden fiscal shoals. The problem with credit is risk. Whenever you take out a loan, use a line of credit, or even use a credit card, you are taking a financial risk to some degree. That risk is that you will have enough money [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/credit-crisis-money-management/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Money Management – The Economy From A Business Owner’s Point Of View</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/money-mnanagement-economy-business-owner-point-of-view/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/money-mnanagement-economy-business-owner-point-of-view/#comments</comments>
		<pubDate>Mon, 09 Feb 2009 21:01:13 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[business owner]]></category>
		<category><![CDATA[constitution]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[unemployment]]></category>
		<category><![CDATA[welfare]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/small-business-money-management/money-mnanagement-economy-business-owner-point-of-view/</guid>
		<description><![CDATA[In these economic times when workers are losing their jobs and business owners are struggling to survive, I believe that both business owners and workers alike need to adopt the mindset that they are willing to do Whatever It Takes (WIT) to maintain their money management goals and their own economic well-being. Now, I’m not advocating doing anything illegal or unethical in terms of money management. I’m just making this comment because I have noticed a curious attitude among some workers here in the U.S., whether employed or unemployed, who are in debt and struggling. There seems to be a prevailing attitude that: 1 – The business owner is my enemy. 2 – I’m a victim and everyone else is to blame for my financial situation. 3 – I don&#8217;t need to practice smart money management. I’m in debt, but I’m too good / educated / valuable to get a second [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/money-mnanagement-economy-business-owner-point-of-view/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Credit Card Rules Small Business And Money Management</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/credit-card-rules-business-money-management/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/credit-card-rules-business-money-management/#comments</comments>
		<pubDate>Mon, 29 Dec 2008 03:18:43 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[credit card rules]]></category>
		<category><![CDATA[debt reduction]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[economic depression]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/debt-consolidation/credit-card-rules-small-business-money-management/</guid>
		<description><![CDATA[Small businesses that have money management and debt problems are anxiously waiting for the new credit card rules to go into effect in July 2010. But the majority of business owners need immediate debt relief. While the new rules will help, for some it will be too little, too late. The main problem with using credit to finance your business is that it is a big risk. That risk, of course, is you are promising your future production to pay back that financial obligation in full and in a timely manner. There is really nothing wrong with using credit as long as there is virtually no risk involved in paying the money back. There is a lot wrong with being over your head in debt and being handcuffed to the credit cards. This is risky in the extreme, because with just one or two bad months, the house built on [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/debt-handling/credit-card-rules-business-money-management/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Factoring Construction Receivables to Get Working Capital</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/construction-receivables-factoring/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/construction-receivables-factoring/#comments</comments>
		<pubDate>Fri, 26 Sep 2008 03:19:34 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Construction]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Factoring]]></category>
		<category><![CDATA[Industries]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[accounts receivable]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[working capital]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/small-business-money-management/construction-receivables-factoring/</guid>
		<description><![CDATA[You&#8217;re ready to start your next construction project. Then you realize the money you need is tied up in accounts receivable. Construction invoice factoring gives you the working capital needed for materials and labor. Your construction receivables are an asset that can be leveraged. Owners of construction companies are frequently hampered by the lack of working capital, particularly when they’re involved in multiple projects. The dilemma is magnified when their funds are tied up in construction receivables. In many cases, materials must be purchased without the benefit of credit and employees must be paid weekly. This can cause a major cash crunch, but construction invoice factoring is an excellent money management solution to the problem. With factoring, cash is advanced to the client upon submission of an invoice. The services being billed must be approved and acceptable to the client’s customer. With construction factoring, there must be a “milestone” for [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/construction-receivables-factoring/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Money Management: Budgeting Software Is a Misunderstood Concept</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-budgeting-software/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-budgeting-software/#comments</comments>
		<pubDate>Thu, 25 Sep 2008 00:05:32 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Business Software]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[accounting software]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[budgeting software]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Microsoft Money]]></category>
		<category><![CDATA[Quicken]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-bugeting-software/</guid>
		<description><![CDATA[I find I cannot withhold my comments any longer on this topic of budgeting software. I see too many articles that pretend to be about budgeting software when the author knows nothing about what the word budget actually means. I don’t like it when incorrect information is served up to the public. Here are some examples of what I find offensive: A recent article posted on the internet states that “Budgeting software is a computer program that creates a profit or loss plan from data entered into the software. Some of the data to be entered may include earnings and expenditures.” Sorry, but that is NOT budgeting software, that is accounting software. The correct definition of the word BUDGET is: the amount of money it takes for the organization or household to function, and to attain its goals. Here’s the good news: living on a budget does not mean you [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-budgeting-software/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Money Management: When Companies Like AIG Commit Economic Treason</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/money-mangement-economic-treason/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/money-mangement-economic-treason/#comments</comments>
		<pubDate>Thu, 18 Sep 2008 02:42:17 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[AIG]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[economic]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[the economy]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/small-business-money-management/money-mangement-economic-treason/</guid>
		<description><![CDATA[With all of the doomsday news about THE ECONOMY as if it were an entity unto itself, it should be pointed out that THE ECONOMY is actually made up of millions of smaller “economies” called businesses, companies, corporations, and sole proprietorships. The indicator of how well each of these smaller entities handles their money management responsibilities is what makes up the general condition of THE ECONOMY. I saw the economic crisis coming years ago, and I’ve been warning my readers and my business owner clients about this dangerous financial condition for the past several years. The current economic condition is never the fault of THE ECONOMY. The money management practices of businesses, the government and American households create the economic condition. Let’s take AIG (American International Group, Inc.) for example, since they just received a bailout loan of $85 billion from the Federal Government. This is a multi-national company selling insurance, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Money Management: Construction Company Case Study</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/money-management-construction-company-case-study/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/money-management-construction-company-case-study/#comments</comments>
		<pubDate>Wed, 27 Aug 2008 07:08:46 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Business Software]]></category>
		<category><![CDATA[Construction]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Housing Industry]]></category>
		<category><![CDATA[Industries]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/debt-consolidation/money-management-construction-company-case-study/</guid>
		<description><![CDATA[Can You Help Me Turn Around My Construction Company? Service professionals like construction companies can find themselves in the financially tough position of running a lot of projects, but still barely making it financially. Without proper money management strategies and control of their financial planning and cash flow, a general contractor can actually find themselves in financial difficulty with declining profitability and increasing debt. The following money management strategies illustrate what construction companies and general contractors can do to improve their financial condition and put their business back on the road to wealth and prosperity. In May 2007, a construction company called me for help. Despite the mortgage loan debacle, the construction industry continued to be strong in Louisiana after Katrina. However, this company was behind on all of their projects, had no operating capital and had accumulated a lot of debt trying to keep the business afloat. They need a [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Your Lifestyle May Hurt Credit Score</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/credit-score/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/credit-score/#comments</comments>
		<pubDate>Mon, 25 Aug 2008 04:12:56 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[BusinessWeek]]></category>
		<category><![CDATA[CompuCredit]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[Federal Deposit Insurance Corp]]></category>
		<category><![CDATA[Federal Trade Commission]]></category>
		<category><![CDATA[FICO]]></category>
		<category><![CDATA[FTC]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/credit-score/</guid>
		<description><![CDATA[Lenders might be monitoring your money management behavior via your credit card spending &#8212; and certain purchases could cost you. By BusinessWeek  Most borrowers know a late payment or high outstanding balance can hurt their credit. But what about frequenting a massage parlor, retreading a tire or visiting a marriage counselor? Such activities count, too, according to a suit filed June 10 by the Federal Trade Commission in Atlanta federal court against card issuer CompuCredit. Lenders, insurers, and other financial firms use credit scoring systems to make a host of decisions about consumers, including the interest rate on their mortgages, the limits on their credit cards and the monthly premiums for their auto coverage. Some rely heavily on FICO, a three-digit score developed by Minneapolis-based financial firm Fair Isaac, while others use proprietary models developed by statisticians. But companies don&#8217;t disclose what&#8217;s baked into their formulas, leaving many borrowers to [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>10 Mistakes People Make With Their Money</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/10mistakes/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/10mistakes/#comments</comments>
		<pubDate>Tue, 05 Aug 2008 13:01:24 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[cash is king]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[savings plan]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/10mistakes/</guid>
		<description><![CDATA[If these actions weren’t so downright dangerous, they might be humorous. Are you making these mistakes with your hard-earned cash? 1. They never figure out how much money they actually need each week to do better than just pay their bills. They don’t have a budget set up. The correct definition of a BUDGET is: the calculation of the amount of money needed for an area [organization or household] to function and achieve its purpose. If you are satisfied to just  pay your bills, and you don’t pay yourself first into some type of savings plan, you will make other people wealthy and you will stay poor. Every supplier you pay is in business to make a profit. You should run your business and your household the same way: like a business that is expected to make a profit. The income target must include a profit or the enterprise will [...]]]></description>
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		<slash:comments>5</slash:comments>
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		<title>Debt Relief: Is This Credit Card Offer A Trick or Treat?</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/debtreliefcreditcardoffer/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/debtreliefcreditcardoffer/#comments</comments>
		<pubDate>Thu, 26 Jun 2008 05:06:27 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[credit card offer]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[trick or treat]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/creditcardoffer/</guid>
		<description><![CDATA[I collect the credit card offers that land in my mailbox. You might think that is nuts, but I am always researching the latest come-on that my clients may be tricked into applying for, especially if they are looking for some debt relief. Here is the latest one, no names mentioned. Just glance quickly at the overall message and get a sense of what you think they are offering. And then answer this question. Is this offer a trick or treat? It is designed to look like a spectacular long term 0% interest offer. Most people actively engaged in money management and seeking debt relief automatically assume they can get this 0% deal on a balance transfer from another high interest card. But look again, read the fine print like I always do, and here is what the offer is really saying. The 0% is NOT for balances transferred, but is for [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How To Become a Millionaire During The Depression</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/how-to-become-a-millionaire-during-the-depression/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/how-to-become-a-millionaire-during-the-depression/#comments</comments>
		<pubDate>Wed, 11 Jun 2008 23:41:30 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[credit debt]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[stock market crash]]></category>
		<category><![CDATA[the depression]]></category>
		<category><![CDATA[The Great Depression]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/how-to-become-a-millionaire-during-the-depression/</guid>
		<description><![CDATA[   

]]></description>
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		<slash:comments>12</slash:comments>
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		<item>
		<title>Debt Relief Solution– Use Dateline Paying</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/get-debt-relief/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/get-debt-relief/#comments</comments>
		<pubDate>Tue, 13 May 2008 15:55:38 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[best practice]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[dateline]]></category>
		<category><![CDATA[dateline paying]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[debt relief solution]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[past due bills]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/get-debt-relief/</guid>
		<description><![CDATA[Okay, so you are in debt and your creditors are screaming. How do you handle it and get debt relief without having a nervous breakdown? The best practice is to use a simple debt relief solution tool called Dateline Paying.Dateline paying is a simple method of paying oldest bills first, based on the due date. The dateline tells you how far back in time your past due bills go. And yes, credit card debt should be treated just like any other past due bill. There are a few simple steps to this strategy that anyone can do. 1 – Make a list of all your past due bills and credit card debt. Use a report from your accounting program or a spreadsheet of some kind so you can sort them by due date. Be sure and put in a bill for more than the minimum payment for each credit card [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/debt-handling/get-debt-relief/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Say Goodbye to the IRS and the Income Tax</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/income-tax-and-irs/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/income-tax-and-irs/#comments</comments>
		<pubDate>Tue, 15 Apr 2008 03:40:55 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Sales]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[16th amendment]]></category>
		<category><![CDATA[congress]]></category>
		<category><![CDATA[consumption tax]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[estate tax]]></category>
		<category><![CDATA[fair tax]]></category>
		<category><![CDATA[fairtax]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[Income Tax]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[payroll tax]]></category>
		<category><![CDATA[senior citizens]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/income-tax-and-irs/</guid>
		<description><![CDATA[Here is a way to get rid of the IRS and never have to file another income tax return; or corporate return for that matter! Every dime you earn would be in your paycheck; no taxes withheld. It&#8217;s within your power to make it happen! There is a tax bill before Congress right now that would abolish the IRS and get rid of income taxes, corporate taxes, death taxes, estate taxes, etc. It is called the FairTax Act and I am here to tell you it is not only fair, it would solve our country&#8217;s economic problems overnight. Here&#8217;s a snapshot of how it works. First I do want to say that The FairTax is resisted by a vocal minority precisely because it will do what it claims in eliminating the IRS, the more than $300 billion in tax return filing costs, and the corruption of the current system. Make no [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Are You a Gratification Groupie Or A Genius?</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/money-management/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/money-management/#comments</comments>
		<pubDate>Wed, 02 Apr 2008 13:52:08 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[invest]]></category>
		<category><![CDATA[millionaire]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[retirement savings plan]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/money-management/</guid>
		<description><![CDATA[There is only one thing that separates you from the people who have the money you wish you had. It is not talent, skill, the things you own or the connections you have. It is the MINDSET. What do I mean about mindset? The way you use money immediately tells me if you are a Gratification Groupie or a Genius. Here is how I define those terms. Gratification Groupie – Overspending is a habit and money runs through your hands as fast as it arrives buying ‘stuff’ that you want but do not actually need. You think it is important to impress others with the material things you own. You follow the crowd and do what they do – shop, shop, shop, spend, spend, spend. You may give the appearance of having money, but you are drowning in debt that you cannot pay off. You look for ways to spend [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Money Management &#8211; Top 7 Actions to Guarantee You Will Be Broke</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/top-7-actions-to-guarantee-you-will-be-broke/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/top-7-actions-to-guarantee-you-will-be-broke/#comments</comments>
		<pubDate>Wed, 05 Mar 2008 03:31:26 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[broke]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[economic trap]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[money problems]]></category>
		<category><![CDATA[poverty]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/top-7-actions-to-guarantee-you-will-be-broke/</guid>
		<description><![CDATA[So you want to be broke, have no money,  and stay in the economic trap? Here are the top 7 actions you can take to insure you have NO MONEY and are living in poverty. 1. Spend every dime you make and deny yourself nothing; buy stuff whether you need it or not. 2. If you have any money in the bank or room on your credit cards, go out and spend it. Don’t worry about emergencies that may come up. When they do, borrow more money to handle it. 3. Work to make just enough money to barely pay your bills and be sure to spend your free time out spending money. Don’t stress over the yearly increase in the cost of living. 4. Use your credit cards to pay for essential items like gas and groceries, and to do impulse shopping for things you want but don’t need. [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/debt-handling/top-7-actions-to-guarantee-you-will-be-broke/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money Talks – What’s Your Personal Inflation Rate</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/money-talks/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/money-talks/#comments</comments>
		<pubDate>Fri, 18 Jan 2008 02:53:44 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[money talks]]></category>
		<category><![CDATA[stacy johnson]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/moneytalks/</guid>
		<description><![CDATA[When you hear the government announcements about money, and the modest 2.1% inflation rate expected for 2008, it sounds pretty tame. Stacy Johnson, of &#8220;Money Talks&#8221; makes some important points about the difference in the national inflation rate that is dependent on oil prices, and your personal inflation rate. If you buy gas for your car, pay for health insurance, run a business, pay for college tuition, or heat/cool your home, you could be in for a staggering 10+ percent rise in your personal inflation. You can watch this &#8220;Money Talks&#8221; video here. What&#8217;s the money management remedy for your rising inflation? Here is how to do much better, get back to business and Watch the video for this money management software right here. Instead of wasting time worrying about rising prices, it’s just about time to make some REAL MONEY, In real life. Get busy, put your money to use and MAKE MONEY. All [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/money-talks/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Democrat and Republican Presidents – National Debt Performance Surprising!</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/democrat-and-republican-presidents-national-debt-performance-surprising/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/democrat-and-republican-presidents-national-debt-performance-surprising/#comments</comments>
		<pubDate>Mon, 14 Jan 2008 02:24:21 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[Democrats]]></category>
		<category><![CDATA[Election]]></category>
		<category><![CDATA[fair tax]]></category>
		<category><![CDATA[fairtax]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[national debt]]></category>
		<category><![CDATA[politics]]></category>
		<category><![CDATA[presidental candidates]]></category>
		<category><![CDATA[Republicans]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/democrat-and-republican-presidents-national-debt-performance-surprising/</guid>
		<description><![CDATA[Do you believe the Republicans when they tell you that the National Debt has grown drastically due to inflation? This surprising chart shows how the Republicans and Democrats have performed in money management and affected the National Debt. The usual politics of presidential elections are all about the Republicans and Democrats fighting for our votes by blaming the other party for all the bad things, like the growing National Debt that is bankrupting our country. There are only a few candidates this time who are telling it like it is, and who have real solutions like the Fair Tax to offer in the money management area to get the debt down and get us some tax relief. My vote is going to Ron Paul because his strategy aligns with the money management system used by my money management software that helps business owners get out of debt and create wealth. [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/debt-handling/democrat-and-republican-presidents-national-debt-performance-surprising/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Great Depression – How to Protect Yourself</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/the-great-depression/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/the-great-depression/#comments</comments>
		<pubDate>Sat, 05 Jan 2008 23:03:15 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[Money Manangement]]></category>
		<category><![CDATA[The Great Depression]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/the-great-depression-%e2%80%93-how-to-protect-yourself/</guid>
		<description><![CDATA[Worried about the possibility of The Great Depression happening again? Are you trying to figure out how to protect yourself in an economic crisis? Here are some things you can do.   The first thing you need to understand is what the word &#8216;economics&#8217; means in terms of thinking about your personal or company finances, and how you can use what it means to your financial advantage.   Forget what the media says about &#8216;economics&#8217; when they report on the gyrations of the stock market, product shortages and demand increases, price increases, banking industry mortgage defaults and unemployment statistics. Those are &#8216;economic representatives&#8217; that guage an area that is bigger than you can personally control.   What you do have control over is your own business and household economics. The definition of economics I am using is the original one; meaning &#8216;the art or science of managing a household or [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Bankrupting of America – Ron Paul Speaks Out</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/the-bankrupting-of-america-ron-paul-speaks-out/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/the-bankrupting-of-america-ron-paul-speaks-out/#comments</comments>
		<pubDate>Thu, 03 Jan 2008 17:38:58 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[baby boomers]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[dollar]]></category>
		<category><![CDATA[federal reserve bank]]></category>
		<category><![CDATA[medicaid]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/the-bankrupting-of-america-ron-paul-speaks-out/</guid>
		<description><![CDATA[If you would like to know just how bankrupt the US is &#8211; with future committments for medicare, medicaid and Social Security for the 78,000,000 baby boomers who will start tapping the system starting January 2008 &#8211; you&#8217;ll want to check out these 2  short videos by David Walker, Chief  Comptroller for US General Accountability Office. According to the video, between 2000 and 2005, the US incurred 26 trillion (yes, trillion) additional future debt. No wonder why the Dollar is falling hard against foreign currencies. http://www.youtube.com/watch?v=DXr_Ga_n0pY&#38;feature=related Lastly, if you have always wanted to get de-mystified about the Federal Reserve Bank &#8211; and how a small group of private individuals have bankrupted America &#8211; you won&#8217;t want to miss this video featuring Ron Paul: http://video.google.com/videoplay?docid=5232639329002339531 &#8220;It is well enough that people do not understand our banking and monetary system, for if they did, I believe there would be a revolution before [...]]]></description>
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		<slash:comments>0</slash:comments>
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