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	<title>Money Management Software Blog &#187; U.S. Economy</title>
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	<description>Money Management Solutions - The Cash Flow Managing System</description>
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		<title>Job Openings – Who Do You Know Who Needs a Job?</title>
		<link>http://moneymgmtsolutions.com/blog/business-2/job-openings/</link>
		<comments>http://moneymgmtsolutions.com/blog/business-2/job-openings/#comments</comments>
		<pubDate>Thu, 09 Jun 2011 12:54:38 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Employees]]></category>
		<category><![CDATA[Jobs]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[hiring]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[jobs]]></category>
		<category><![CDATA[recruiter]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=1527</guid>
		<description><![CDATA[You probably know at least one friend, family member or business colleague who has lost their job. Is there anything we, as individuals or business owners, can do to help those who need jobs and help the U.S. economy at the same time? Yes! Share this website with anyone, and everyone you know who needs a job. http://www.newjobsinusa.co.cc Here’s a sample of what they will find: Top 10 Companies Hiring This Week (June 2011) – Companies from Panera Bread to Pepsico are hiring. Read the article here: http://www.newjobsinusa.co.cc/2011/06/top-10-companies-hiring-this-week.html Siemens Hiring For 3,000 Jobs (June 2011) &#8211; Siemens is looking to hire more than 3,000 workers over the next several months, and many of their ideal candidates are experienced, recent college grads. The international electronics and engineering company also is launching internship programs aimed at producing qualified workers who can be fast-tracked into leadership positions. http://www.newjobsinusa.co.cc/2011/06/now-hiring-siemens-needs-3000.html Restaurant Industry Adding Half a [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/business-2/job-openings/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Your Business Money Management Future Hangs In The Balance</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/your-business-money-management-future-hangs-in-the-balance/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/your-business-money-management-future-hangs-in-the-balance/#comments</comments>
		<pubDate>Sun, 26 Sep 2010 12:37:07 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Business Money Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[business money management]]></category>
		<category><![CDATA[Election]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[Ways to use your money]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=1315</guid>
		<description><![CDATA[Your business money management future hangs in the balance. There are few political events in our lifetime that have the potential for greater impact on the U.S. economy and your business economy than the upcoming elections. When the election dust settles on November 2nd, two scenarios are possible: Scenario A: Our leaders in Washington are emboldened by the election results and eager to raise taxes on businesses, spend even more on economic stimulus, housing market bailouts and other government mandated programs, Or &#8230; Scenario B: They are thrown out of office or further chastened by voters who are fed up with the recent explosion in government deficits and debts. In just 37 days from today, you will have the opportunity to impact which of these scenarios will actually occur,, and what the impact will be on the financial future of your business, and all the other businesses across America that [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/your-business-money-management-future-hangs-in-the-balance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money Management Solutions for U.S. Congress &#8211; 545 people [Video]</title>
		<link>http://moneymgmtsolutions.com/blog/financial-management/545-people/</link>
		<comments>http://moneymgmtsolutions.com/blog/financial-management/545-people/#comments</comments>
		<pubDate>Fri, 23 Jul 2010 02:21:08 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[Videos]]></category>
		<category><![CDATA[constitutional]]></category>
		<category><![CDATA[deficit]]></category>
		<category><![CDATA[Democrats]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[House of Representatives]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[lobbyists]]></category>
		<category><![CDATA[politicians]]></category>
		<category><![CDATA[politics]]></category>
		<category><![CDATA[President]]></category>
		<category><![CDATA[Republicans]]></category>
		<category><![CDATA[vote]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=995</guid>
		<description><![CDATA[[Video] Money Management Solutions for U.S. Congress &#8211; 545 people &#8211; an article by Charley Reese presented in video format by Money Management Solutions, Inc.]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/financial-management/545-people/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Safe Is Your Bank?</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/how-safe-is-your-bank/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/how-safe-is-your-bank/#comments</comments>
		<pubDate>Thu, 03 Jun 2010 16:03:34 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bank ratings. bank rating]]></category>
		<category><![CDATA[FDIC]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[Sandra Simmons]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=965</guid>
		<description><![CDATA[When it comes to YOUR MONEY and your bank, there are 4 questions you should be asking… 1 – How safe is my bank? Click here to find out how to check your neighborhood banks in our Free report 2 – Is my bank on the “likely to fail” list? There are over 2,200 banks rated D or worse as of June 1, 2010 3 – If my bank fails, what happens to MY money, And will the FDIC protection be there? 4 – What can I do right now to protect my money? Money management expert, Sandra Simmons, gives you answers to these questions right now, and it doesn’t cost you a dime! Click here to get her FREE Bank Ratings Report to find out how to check your neighborhood banks. Don’t get caught not knowing what’s likely to happen to your money in your bank. Find out how safe your bank is and what you can [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/how-safe-is-your-bank/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Invoice Factoring for Business Owners and Medical Providers</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/invoice-factoring-for-business-owners-and-medical-providers/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/invoice-factoring-for-business-owners-and-medical-providers/#comments</comments>
		<pubDate>Sat, 28 Nov 2009 17:25:01 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Business Money Management]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Factoring]]></category>
		<category><![CDATA[Healthcare Industry]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[accounts receivable factoring]]></category>
		<category><![CDATA[chiropractor]]></category>
		<category><![CDATA[dentist]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[healthcare]]></category>
		<category><![CDATA[invoice factoring]]></category>
		<category><![CDATA[small business]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=867</guid>
		<description><![CDATA[As the U.S. and global economy continues to struggle and credit gets tighter, steady cash flow becomes more and more important to the survival of a business. One source that has been around for decades is accounts receivable factoring; also referred to as invoice factoring. This tool has become an important small business money management strategy. Invoice factoring is not just for manufacturers. Many types of business owners, including Dentists, Chiropractors, and other healthcare providers have turned to this method to insure a steady stream of cash into their businesses. Kent Harlan, owner of Ozarks Capital Funding has been a reliable resource for factoring for healthcare professionals for a long time, and has even written a book about it that makes this tool easy to understand.You can read his blog article Factoring For Medical Providers and check out his book to learn: - How factoring can be better than bank [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/invoice-factoring-for-business-owners-and-medical-providers/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<item>
		<title>The Credit Crisis — A Harsh Money Management Lesson For Business</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/credit-crisis-money-management/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/credit-crisis-money-management/#comments</comments>
		<pubDate>Thu, 21 May 2009 03:48:59 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[great depression]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[profit]]></category>
		<category><![CDATA[Sandra Simmons]]></category>
		<category><![CDATA[software]]></category>
		<category><![CDATA[Wall Street]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=738</guid>
		<description><![CDATA[The following is an interview with Sandra Simmons, Founder and President of Money Management Solutions Inc. on the state of  business money management in the United States. The current economic crisis should serve as a harsh money management lesson to all of us. Every economy, whether large or small, be it a large corporation or the household income, will always be at risk to the degree that it relies upon credit for its survival. It is not that credit is inherently evil or bad; rather, credit and living beyond one&#8217;s means is a tempting financial seductress which will always threaten to wreck our financial ships upon hidden fiscal shoals. The problem with credit is risk. Whenever you take out a loan, use a line of credit, or even use a credit card, you are taking a financial risk to some degree. That risk is that you will have enough money [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/credit-crisis-money-management/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Money Management – The Second American Revolution</title>
		<link>http://moneymgmtsolutions.com/blog/taxes/money-management-the-second-american-revolution/</link>
		<comments>http://moneymgmtsolutions.com/blog/taxes/money-management-the-second-american-revolution/#comments</comments>
		<pubDate>Fri, 03 Apr 2009 03:42:29 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/?p=419</guid>
		<description><![CDATA[

]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/taxes/money-management-the-second-american-revolution/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>545 PEOPLE – Money Management and Our Government</title>
		<link>http://moneymgmtsolutions.com/blog/taxes/545-people-money-management-and-our-government/</link>
		<comments>http://moneymgmtsolutions.com/blog/taxes/545-people-money-management-and-our-government/#comments</comments>
		<pubDate>Fri, 27 Feb 2009 03:15:38 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[Charley Reese]]></category>
		<category><![CDATA[congress]]></category>
		<category><![CDATA[constitution]]></category>
		<category><![CDATA[deficit]]></category>
		<category><![CDATA[Democrats]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Federal Reserve Board]]></category>
		<category><![CDATA[government]]></category>
		<category><![CDATA[House of Representatives]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[Nancy Pelosi]]></category>
		<category><![CDATA[Republicans]]></category>
		<category><![CDATA[senators]]></category>
		<category><![CDATA[Supreme Court]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/financial-planning/545-people-money-management-and-our-government/</guid>
		<description><![CDATA[This excerpted article, by Charley Reese, former columnist of the Orlando Sentinel Newspaper, does give a dramatically different money management perspective than the one we hear from our government in Washington D.C. “Politicians are the only people in the world who create problems and then campaign against them. Have you ever wondered, if both the Democrats and the Republicans are against deficits, WHY do we have deficits? Have you ever wondered, if all the politicians are against inflation and high taxes, WHY do we have inflation and high taxes? You and I don&#8217;t propose a federal budget. The President does. You and I don&#8217;t have the Constitutional authority to vote on appropriations. The House of Representatives does. You and I don&#8217;t write the tax code, Congress does. You and I don&#8217;t set fiscal policy, Congress does. You and I don&#8217;t control monetary policy, the Federal Reserve Bank does. One hundred senators, [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/taxes/545-people-money-management-and-our-government/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<item>
		<title>Money Management – The Economy From A Business Owner’s Point Of View</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/money-mnanagement-economy-business-owner-point-of-view/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/money-mnanagement-economy-business-owner-point-of-view/#comments</comments>
		<pubDate>Mon, 09 Feb 2009 21:01:13 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[business owner]]></category>
		<category><![CDATA[constitution]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[unemployment]]></category>
		<category><![CDATA[welfare]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/small-business-money-management/money-mnanagement-economy-business-owner-point-of-view/</guid>
		<description><![CDATA[In these economic times when workers are losing their jobs and business owners are struggling to survive, I believe that both business owners and workers alike need to adopt the mindset that they are willing to do Whatever It Takes (WIT) to maintain their money management goals and their own economic well-being. Now, I’m not advocating doing anything illegal or unethical in terms of money management. I’m just making this comment because I have noticed a curious attitude among some workers here in the U.S., whether employed or unemployed, who are in debt and struggling. There seems to be a prevailing attitude that: 1 – The business owner is my enemy. 2 – I’m a victim and everyone else is to blame for my financial situation. 3 – I don&#8217;t need to practice smart money management. I’m in debt, but I’m too good / educated / valuable to get a second [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/money-mnanagement-economy-business-owner-point-of-view/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Credit Card Rules Small Business And Money Management</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/credit-card-rules-business-money-management/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/credit-card-rules-business-money-management/#comments</comments>
		<pubDate>Mon, 29 Dec 2008 03:18:43 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[credit card rules]]></category>
		<category><![CDATA[debt reduction]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[economic depression]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/debt-consolidation/credit-card-rules-small-business-money-management/</guid>
		<description><![CDATA[Small businesses that have money management and debt problems are anxiously waiting for the new credit card rules to go into effect in July 2010. But the majority of business owners need immediate debt relief. While the new rules will help, for some it will be too little, too late. The main problem with using credit to finance your business is that it is a big risk. That risk, of course, is you are promising your future production to pay back that financial obligation in full and in a timely manner. There is really nothing wrong with using credit as long as there is virtually no risk involved in paying the money back. There is a lot wrong with being over your head in debt and being handcuffed to the credit cards. This is risky in the extreme, because with just one or two bad months, the house built on [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/debt-handling/credit-card-rules-business-money-management/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>How To Rebuild The Economy From The Ground Up</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/how-to-rebuild-the-economy-from-the-ground-up/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/how-to-rebuild-the-economy-from-the-ground-up/#comments</comments>
		<pubDate>Tue, 11 Nov 2008 17:37:06 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[financial consulting]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[Barrack Obama]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Financial seminars]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[politics]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/small-business-money-management/how-to-rebuild-the-economy-from-the-ground-up/</guid>
		<description><![CDATA[Will Obama-nomics and the Obama economic plan work? That remains to be seen. However, with the new Obama administration and the financial &#8220;experts&#8221; telling us it may be years before we see an economic recovery, most of us don&#8217;t have time to wait for the politicians to get their act together. We, as a nation, need to take the economy into our own hands and speed up the recovery as quickly as possible. But how do we do that, exactly? With figures in the trillions of dollars, it would seem impossible for any individual to have much of an effect on our current economic crisis. &#8220;The answer is correct money management and the correct handling of our finances,&#8221; says money management expert Sandra Simmons. &#8220;We got ourselves into this situation because we, as a nation, have violated many of the basic principles of sound financial management. No matter what the [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/small-business-money-management/how-to-rebuild-the-economy-from-the-ground-up/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How To Pay Off Your Mortgage in Half the Time: A Do-It-Yourself Program</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/pay-off-mortgage/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/pay-off-mortgage/#comments</comments>
		<pubDate>Tue, 28 Oct 2008 03:11:54 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Housing Industry]]></category>
		<category><![CDATA[Industries]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[amortization]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage accelerator]]></category>
		<category><![CDATA[mortgage payoff]]></category>
		<category><![CDATA[Sandra Simmons]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/debt-consolidation/pay-off-mortgage/</guid>
		<description><![CDATA[I recently received an email from a visitor to my Money Management Solutions website who wants to learn how to pay off her mortgage quickly without having to attend expensive seminars or buy expensive software to do this trick. I realized that this was a question a lot of people might have, especially during this current economic crisis. I decided to share my answer here for that reason. Brenda asked Sandra Simmons: Is there some sort of &#8220;mortgage accelerator&#8221; program where your mortgage gets paid off in a fraction of the usual 30 years time? I want to learn how I can do this myself for my mortgages. — Brenda B. Answer: Brenda: You can do this yourself by making extra principal payments each month. Example if your mortgage payment is $2,000:  If, when you make the payment for 8/1, you include an extra payment for the principal due 9/1 of [...]]]></description>
		<wfw:commentRss>http://moneymgmtsolutions.com/blog/debt-handling/pay-off-mortgage/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
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		<title>Economic Crisis – Bailout Plan a Dismal Failure</title>
		<link>http://moneymgmtsolutions.com/blog/taxes/economic-crisis-bailout-a-failure/</link>
		<comments>http://moneymgmtsolutions.com/blog/taxes/economic-crisis-bailout-a-failure/#comments</comments>
		<pubDate>Thu, 09 Oct 2008 00:44:59 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[AIG]]></category>
		<category><![CDATA[Bailout]]></category>
		<category><![CDATA[Credit Crisis]]></category>
		<category><![CDATA[Democrats]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[fairtax]]></category>
		<category><![CDATA[Nancy Pelosi]]></category>
		<category><![CDATA[Republicans]]></category>
		<category><![CDATA[Ron Paul]]></category>
		<category><![CDATA[Wall Street]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/financial-freedom/economic-crisis-bailout-a-failure/</guid>
		<description><![CDATA[Less than a week has passed since the $700+ Billion bailout plan was passed to handle the financial crisis. The money is gone. It&#8217;s all been dished out. Yet the Wall Street stock market crash continues, the economic crisis continues full steam ahead, and the greedy want even more. Just today, Nancy Pelosi asked for another $150 Billion for the bailout to handle the credit crisis. No doubt her new plan is filled with pork belly earmarks. The government and all the greedy and corrupt officals on Capital Hill are admitting that the $700 Billion is just a start. They say it&#8217;s going to take at least 3 times that. I, for one, am not willing for my pocket to be picked any longer by people who have been elected to serve me, who are treating me like their economic slave. All those who voted for the bailout plan need [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Money Management – Equipment Leasing a Credit Alternative in Tight Economy</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-equipment-leasing-a-credit-alternative-in-tight-economy/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-equipment-leasing-a-credit-alternative-in-tight-economy/#comments</comments>
		<pubDate>Tue, 30 Sep 2008 17:47:01 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[congress]]></category>
		<category><![CDATA[Credit Crisis]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[equipment leasing]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-equipment-leasing-a-credit-alternative-in-tight-economy/</guid>
		<description><![CDATA[Why do the media and Congress seem surprised about the current credit crisis? I’ve been warning my clients about it for years. The effects of greed, poor money management practices and betrayal of consumers’ trust have been building and are now being exposed in every dark corner of the credit market. The days when practically any business still open could get a bank loan are long gone. The good news is that there are alternatives. Despite the sub-prime meltdown negatively affecting the credit markets and the dramatic change in the rules of lending, it is still possible to qualify for business equipment leases. Yes, it&#8217;s tougher to get the capital you need to grow, but there are things you can do to increase your chances of qualifying for a loan or lease. Here are some suggestions that will help: Check your credit regularly and take steps to improve your score. [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>The 32 Words Intended To End Our Economic Freedom</title>
		<link>http://moneymgmtsolutions.com/blog/economic-crisis/the-32-words-intended-to-end-our-economic-freedom/</link>
		<comments>http://moneymgmtsolutions.com/blog/economic-crisis/the-32-words-intended-to-end-our-economic-freedom/#comments</comments>
		<pubDate>Fri, 26 Sep 2008 00:22:59 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[Bailout]]></category>
		<category><![CDATA[economic freedom]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Freddie Mac]]></category>
		<category><![CDATA[John McCain]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[Paulson]]></category>
		<category><![CDATA[President]]></category>
		<category><![CDATA[The Great Depression]]></category>
		<category><![CDATA[Wall Street]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/small-business-money-management/the-32-words-intended-to-end-our-economic-freedom/</guid>
		<description><![CDATA[These are the 32 Words in the Bailout Bill intended To End Our Economic Freedom and Destroy the US Constitution as noted by a friend on my email network. “Decisions by the (Treasury) Secretary pursuant to the authority of this Act are non-reviewable and committed to agency discretion, and may not be reviewed by any court of law or any administrative agency.” &#8211; Section 8 of the Paulson Proposal Bluntly, this clause was put in the Bailout Bill to personally protect the authors of that bill. Why? Because they know it is a bad bill designed to harm the public while protecting the out-ethics companies and company executives whose money management mistakes got them into trouble. Did you listen to President Bush&#8217;s 12 minute address to the nation on the evening of September 24th? In one breath he stated the economic crisis was caused by too much lending of credit. Then [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Money Management and the Next Great Depression – How to Protect Yourself</title>
		<link>http://moneymgmtsolutions.com/blog/debt-handling/money-management-and-the-next-great-depression-how-to-protect-yourself/</link>
		<comments>http://moneymgmtsolutions.com/blog/debt-handling/money-management-and-the-next-great-depression-how-to-protect-yourself/#comments</comments>
		<pubDate>Tue, 23 Sep 2008 19:25:07 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Debt Handling]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[great depression]]></category>
		<category><![CDATA[stock market]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/debt-consolidation/money-management-and-the-next-great-depression-%e2%80%93-how-to-protect-yourself/</guid>
		<description><![CDATA[  Despite the ongoing efforts to save the U.S. Economy from disaster, the financial road ahead is going to be difficult for the vast majority of us. Instead of going into desperation and despair, however, one financial expert says there is much that can be done to protect yourself and contribute to an economic turnaround. A short time has passed, and the only thing certain about the U.S. Economy as of this writing is that there is still a lot of financial uncertainty. This is being reflected in yet another big drop in the Dow Jones for the first day of trading. Commentators, Financial experts, and some of the smartest economic thinkers in the world still do not have a guaranteed fix for what is going on. As confidence plays a very large part in economic growth and stability, the lack of it could easily lead to despair and desperation. But [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Money Management Ethics, Discipline, and Economic Crisis</title>
		<link>http://moneymgmtsolutions.com/blog/money-management/money-management-ethics-discipline-and-financial-crisis/</link>
		<comments>http://moneymgmtsolutions.com/blog/money-management/money-management-ethics-discipline-and-financial-crisis/#comments</comments>
		<pubDate>Mon, 22 Sep 2008 06:57:26 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[money managment]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/small-business-money-management/money-management-ethics-discipline-and-financial-crisis/</guid>
		<description><![CDATA[  The greatest economic threat since the Great Depression has exposed a serious weakness in our collective fiscal management policies. Money management expert Sandra Simmons explains how to avoid the next big economic crisis. Wow, what a roller coaster ride. Not since the Great Depression has the U.S., nor the world wide economy, come so close to falling off of the financial precipice. And while we are not out of the woods yet financially (not by a long shot), the current economic crisis does serve to illustrate a very harsh fact of life: The lack of an ethical, disciplined money management philosophy will eventually come back to haunt you.  While our economic leaders are scrambling to put out the fires and rescue our economy, the big question on the minds of many is how did this happen and who is responsible?  &#8220;The answer to the question of who is responsible [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Money Management: When Companies Like AIG Commit Economic Treason</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/money-mangement-economic-treason/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/money-mangement-economic-treason/#comments</comments>
		<pubDate>Thu, 18 Sep 2008 02:42:17 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[AIG]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[economic]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[the economy]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/small-business-money-management/money-mangement-economic-treason/</guid>
		<description><![CDATA[With all of the doomsday news about THE ECONOMY as if it were an entity unto itself, it should be pointed out that THE ECONOMY is actually made up of millions of smaller “economies” called businesses, companies, corporations, and sole proprietorships. The indicator of how well each of these smaller entities handles their money management responsibilities is what makes up the general condition of THE ECONOMY. I saw the economic crisis coming years ago, and I’ve been warning my readers and my business owner clients about this dangerous financial condition for the past several years. The current economic condition is never the fault of THE ECONOMY. The money management practices of businesses, the government and American households create the economic condition. Let’s take AIG (American International Group, Inc.) for example, since they just received a bailout loan of $85 billion from the Federal Government. This is a multi-national company selling insurance, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Money Management: What Is The Price of Financial Freedom</title>
		<link>http://moneymgmtsolutions.com/blog/financial-freedom/financial-freedom/</link>
		<comments>http://moneymgmtsolutions.com/blog/financial-freedom/financial-freedom/#comments</comments>
		<pubDate>Wed, 17 Sep 2008 17:55:37 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[congress]]></category>
		<category><![CDATA[constitution]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[healthcare]]></category>
		<category><![CDATA[John McCain]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[President]]></category>
		<category><![CDATA[Presidential Campaign]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/financial-freedom/financial-freedom/</guid>
		<description><![CDATA[While the media is spinning story after story about the Presidential Campaigns, and Obama and McCain are chanting “Change, Change, Change,” I am asking “How, How, How are you going to do that?” First, and most obvious, there is no power vested in the power of the President to enact law. That power is fully invested in the power of the Congress according to our Constitution. Let me repeat that. The Constitution does not empower the President to make law. Executive Orders issued by the President that bind the entire nation are illicit because, as noted above, “All legislative powers” are possessed by Congress. An Executive Order that binds only the employees of the federal government (such as granting a holiday) is proper because the President should be considered to be the holder of power much like that possessed by the CEO of a company. But the entire nation is [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How Well Do You Know The Constitution</title>
		<link>http://moneymgmtsolutions.com/blog/financial-freedom/constitution-and-money-management/</link>
		<comments>http://moneymgmtsolutions.com/blog/financial-freedom/constitution-and-money-management/#comments</comments>
		<pubDate>Wed, 17 Sep 2008 17:30:14 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[congress]]></category>
		<category><![CDATA[constitution]]></category>
		<category><![CDATA[Democrats]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Income Tax]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[President]]></category>
		<category><![CDATA[Republicans]]></category>
		<category><![CDATA[war]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/financial-freedom/constitution-and-money-management/</guid>
		<description><![CDATA[Today, Wednesday, September 17th, is Constitution Day &#8211; a day specifically designated by an act of Congress when Americans are supposed to honor the remarkable document that created our system of government. The date was chosen because the Constitution was approved at the original Constitutional Convention on September 17, 1787. The act that created Constitution Day mandates that all publicly funded educational institutions provide educational programming on the history of the American Constitution on that day. Let’s see how well the schools have done their job. Ask a recent high school or college graduate to take the following brief quiz. I would be interested to hear how many of the 25 questions he or she answers correctly. And be sure to take the quiz yourself, too. Even if you score 100%, it’s good to be reminded of some of the fundamental principles that our country was founded on. 1. Has [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Big Oil</title>
		<link>http://moneymgmtsolutions.com/blog/business-2/big-oil/</link>
		<comments>http://moneymgmtsolutions.com/blog/business-2/big-oil/#comments</comments>
		<pubDate>Mon, 07 Jul 2008 22:28:33 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[American dollar]]></category>
		<category><![CDATA[American Oil]]></category>
		<category><![CDATA[Barrack Hussein Obama]]></category>
		<category><![CDATA[big oil companies]]></category>
		<category><![CDATA[congress]]></category>
		<category><![CDATA[democratic]]></category>
		<category><![CDATA[Euro]]></category>
		<category><![CDATA[exxon]]></category>
		<category><![CDATA[exxon/mobil]]></category>
		<category><![CDATA[gasoline]]></category>
		<category><![CDATA[Hillary Clinton]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[mobil]]></category>
		<category><![CDATA[petroleum]]></category>
		<category><![CDATA[republican]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/bigoil/</guid>
		<description><![CDATA[[EDITORIAL COMMENT by S.G.] Bill Phillips spent nearly 50 years in the US oil and gas industry; most of his career was with the Phillips Petroleum Company. Bill is a descendant of Frank Phillips. Frank Phillips, along with his brother Lee Eldas (L.E.) Phillips, Sr., founded the original Phillips Petroleum Company in 1917 in Bartlesville, OK. Do you remember Phillips 66 gas stations? Phillips Petroleum Company merged with Conoco, Inc. In 2002 to form the current ConocoPhillips oil company.   So, when Bill talks about oil and gas issues, one might want to listen &#8211; very closely. I think that you will find his thoughts and facts very revealing, very compelling and very difficult to argue against.   As you prepare to cast your crucial ballots this Fall, please think long and hard about the far-reaching, cumulative effects of the US political philosophies, the policies and the legislation that have [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Great Depression – How to Protect Yourself</title>
		<link>http://moneymgmtsolutions.com/blog/small-business-money-management/the-great-depression/</link>
		<comments>http://moneymgmtsolutions.com/blog/small-business-money-management/the-great-depression/#comments</comments>
		<pubDate>Sat, 05 Jan 2008 23:03:15 +0000</pubDate>
		<dc:creator>Sandra</dc:creator>
				<category><![CDATA[Building Wealth]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Economic Crisis]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<category><![CDATA[Financial Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money Management Software]]></category>
		<category><![CDATA[Small Business Financial Management]]></category>
		<category><![CDATA[Small Business Money Management]]></category>
		<category><![CDATA[U.S. Economy]]></category>
		<category><![CDATA[Money Management Solutions]]></category>
		<category><![CDATA[Money Manangement]]></category>
		<category><![CDATA[The Great Depression]]></category>

		<guid isPermaLink="false">http://moneymgmtsolutions.com/blog/the-great-depression-%e2%80%93-how-to-protect-yourself/</guid>
		<description><![CDATA[Worried about the possibility of The Great Depression happening again? Are you trying to figure out how to protect yourself in an economic crisis? Here are some things you can do.   The first thing you need to understand is what the word &#8216;economics&#8217; means in terms of thinking about your personal or company finances, and how you can use what it means to your financial advantage.   Forget what the media says about &#8216;economics&#8217; when they report on the gyrations of the stock market, product shortages and demand increases, price increases, banking industry mortgage defaults and unemployment statistics. Those are &#8216;economic representatives&#8217; that guage an area that is bigger than you can personally control.   What you do have control over is your own business and household economics. The definition of economics I am using is the original one; meaning &#8216;the art or science of managing a household or [...]]]></description>
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		<slash:comments>0</slash:comments>
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